1913 Four Winds Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1913 Four Winds Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,824 sqft · built 1955
Lot Size	0.427 acres (18,579 sqft)
Owner	Company Name on File
Tax Bill	$3,734 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8914-23-328-001`

Property Details

APN / Parcel Number

Primary APN	`8914-23-328-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,600 sqft
Basement Area	1,600 sqft
Finished Basement	675 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	18,579 sqft (0.427 acres)
Lot Dimensions	110 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1913 FOUR WINDS DR
City	CEDAR FALLS
State	IA
Zip	50613-6431
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE PARK LOT 17
Legal Range	14W
Legal Township	89N
Legal Section	23
Legal Subdivision	BROOKSIDE PARK
Legal Lot Number	17
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1005
Census Tract	2606

Owner

Source: Black Hawk County assessment roll, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	800 LINCOLN WAY, AMES, IA 50010-6915
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2018	Deed of Trust, Mortgage FARMERS STATE BANK
Jul 16, 2018	Deed of Trust, Mortgage FARMERS STATE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Feb 26, 2025
Transfer Doc	0000012895
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1913 FOUR WINDS DR, CEDAR FALLS, IA 50613-6431
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900002572
Date	Aug 15, 2018
Instrument	201900002572

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1913 FOUR WINDS DR, CEDAR FALLS, IA 50613-6431
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900000730
Date	Jul 16, 2018
Instrument	201900000730

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,734.00 Homeowner's exemption	$299,450 (+16.97%) Land $37,420 Building $262,030	$299,450 (+16.97%) Land $37,420 Building $262,030
2024	$3,734.00 (+3.15%)
2023		$256,010 (+24.9%) Land $37,420 Building $218,590	$256,010 (+24.9%) Land $37,420 Building $218,590
2022	$3,620.00 Homeowner's exemption	$204,970 Land $37,420 Building $167,550
2021			$204,970 Land $37,420 Building $167,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Apr 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Municipal Communications Utility Fiber	10,000 / 10,000
AMG Technology Investment Group Fixed Wireless	1,000 / 1,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: LTD Broadband.

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