1806 Four Winds Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1806 Four Winds Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,555 sqft · built 1954
Lot Size	0.379 acres (16,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Jul 2025)
Tax Bill	$2,940 (2025)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8914-23-330-011`

Property Details

APN / Parcel Number

Primary APN	`8914-23-330-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,555 sqft Living Area
1st Floor Area	896 sqft
Basement Area	928 sqft
Finished Basement	375 sqft
Unfinished Basement	928 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,500 sqft (0.379 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	180 sqft
Patio Area	180 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1806 FOUR WINDS DR
City	CEDAR FALLS
State	IA
Zip	50613-6429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE PARK LOT 3 AND THAT PART LYING BETWEEN S LINE LOT 3 & N LINE CONTINENTAL HEIGHTS ESTATES
Legal Range	14W
Legal Township	89N
Legal Section	23
Legal Subdivision	BROOKSIDE PARK
Legal Lot Number	3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1000
Census Tract	2606

Owner

Source: Black Hawk County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1806 FOUR WINDS DR, CEDAR FALLS, IA 50613-6429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2025	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Jul 25, 2022	Warranty Deed, Transfer · Conventional Mortgage KEYSTONE SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2025 · Amount on Record
Deed Sale	Jul 25, 2025 · Amount on Record
Prior Sale	Jul 18, 2025 · Amount on Record
Deed Document Number	202510694
Prior Transfer Date	Sep 2, 2022
Prior Transfer Doc	0000004130
Record Updated	Sep 20, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 18, 2025
Property Address	1806 FOUR WINDS DR, CEDAR FALLS, IA 50613-6429
Document Number	0202510268
Instrument Date	Jul 15, 2025
Instrument	2025-10268
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1806 FOUR WINDS DR, CEDAR FALLS, IA 50613-6429

Mortgage

Document Number	0202510269
Date	Jul 18, 2025
Instrument	2025-10269

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 25, 2022
Property Address	1806 FOUR WINDS DR, CEDAR FALLS, IA 50613-6429
Document Number	202300001355
Instrument Date	Jul 21, 2022
Instrument	202300001355
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1806 FOUR WINDS DR, CEDAR FALLS, IA 50613-6429

Mortgage

Document Number	202300001356
Date	Jul 25, 2022
Instrument	202300001356

Lender

Name	KEYSTONE SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,940.00 Homeowner's exemption	$224,750 (+16.48%) Land $34,130 Building $190,620	$224,750 (+16.48%) Land $34,130 Building $190,620
2024	$2,940.00 (+6.68%)
2023		$192,950 (+21.97%) Land $34,130 Building $158,820	$192,950 (+21.97%) Land $34,130 Building $158,820
2022	$2,756.00 Homeowner's exemption	$158,200 Land $34,130 Building $124,070
2021			$158,200 Land $34,130 Building $124,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Apr 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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