1819 Four Winds Dr, Cedar Falls, IA 50613 Property Records

Black Hawk County property record for 1819 Four Winds Dr, Cedar Falls, IA 50613

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1954
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,238 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Aug 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`8914-23-328-006`

Property Details

APN / Parcel Number

Primary APN	`8914-23-328-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	1,260 sqft
Finished Basement	500 sqft
Unfinished Basement	1,260 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	100 ft deep x 150 ft wide
Garage Type	Mixed
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	180 sqft
Patio Area	99 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1819 FOUR WINDS DR
City	CEDAR FALLS
State	IA
Zip	50613-6429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROOKSIDE PARK LOT 20
Legal Range	14W
Legal Township	89N
Legal Section	23
Legal Subdivision	BROOKSIDE PARK
Legal Lot Number	20
Jurisdiction	BLACK HAWK IA
Township / Civil Division	CEDAR FALLS
Census Block Group	1
Census Block	1005
Census Tract	2606

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5007 IRONWOOD DR, CEDAR FALLS, IA 50613-8065
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · Commercial Mortgage HEARTLAND BANK & TRUST CO
Aug 3, 2022	Legal Action/Court Order, Foreclosure TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 2, 2023
Transfer Doc	0000001959
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1819 FOUR WINDS DR, CEDAR FALLS, IA 50613-6429
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400001151
Date	Jul 26, 2023
Instrument	202400001151

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 19, 2028

August 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 3, 2022
Property Address	1819 FOUR WINDS DR, CEDAR FALLS, IA 50613-6429
Document Number	202300001960
Instrument Date	Jul 27, 2022
Instrument	202300001960
Transaction Type	Foreclosure
Record Updated	Aug 15, 2022
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$135.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1819 FOUR WINDS DR, CEDAR FALLS, IA 50613-6429

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Cedar Falls City
Unified School District	Cedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,238.00	$233,590 (+16.11%) Land $38,610 Building $194,980	$233,590 (+16.11%) Land $38,610 Building $194,980
2024	$3,238.00 (+7.43%)
2023		$201,180 (+20.7%) Land $38,610 Building $162,570	$201,180 (+20.7%) Land $38,610 Building $162,570
2022	$3,014.00	$166,680 Land $38,610 Building $128,070
2021			$166,680 Land $38,610 Building $128,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Apr 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR FALLS MUNICIPAL WATER UTILITIES serves 40,713 people · EPA ID IA0709084
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Falls Utilities Fiber	10,000 / 10,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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