Lorain County property record for 1912 E 40th St, Lorain, OH 44055 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1971 |
| Square Footage | 1,524 sqft Living Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $96,000 (2024) |
| Tax Bill | $1,575.00 (2025) |
| Primary APN | 03-00-100-117-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,524 sqft Living Area |
| 1st Floor | 924 sqft 1st Floor |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Architectural Style | Bi-Level Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 6,970 sqft (0.16 acres) |
| Depth X Width | 127 ft x 58 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 528 sqft Garage |
| Deck Area | 80 sqft Deck |
|---|---|
| Patio Area | 36 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 36 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1912 E 40TH ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-2610 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OAKWOOD ACRE SUB 58 X 127 |
| Legal Subdivision | OAKWOOD ACRES SUBDIVISION #7 |
| Legal Block | 117 |
| Legal Lot Number | 544 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | LORAIN |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 97500 |
Source: Lorain County records · APN 03-00-100-117-002
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1912 E 40TH ST, LORAIN, OH 44055-2610 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FINANCE OF AMERICA COMMERCIAL |
| Nov 27, 2019 | Warranty Deed, Transfer CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 13, 2024 · Amount on Record |
| Deed Sale | Jun 13, 2024 · Amount on Record |
| Prior Sale | Nov 27, 2019 |
| Deed Doc Number | 2024002979 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 1912 E 40TH ST, LORAIN, OH 44055-2610 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000824974 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | 2021-0824974 |
| Name | FINANCE OF AMERICA COMMERCIAL |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 27, 2019 |
| Property Address | 1912 E 40TH ST, LORAIN, OH 44055-2610 |
| Document Number | 0000740281 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 740281 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2019 |
| Title Company | CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1912 E 40TH ST LORAIN OH 440552610, LORAIN, OH 44055-2610 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,575.00 | $41,210 (+0.01%) Land $5,020 Building $36,190 | $117,730 (-) Land $14,340 Building $103,390 |
| 2024 | $1,575.00 (-4.95%) | $41,206 (+31.35%) Land $5,019 Building $36,187 | $117,730 (+31.35%) Land $14,340 Building $103,390 |
| 2023 | $1,657.00 (+0.85%) | $31,371 (+%) Land $5,583 Building $25,788 | $89,630 (-) Land $15,950 Building $73,680 |
| 2022 | $1,643.00 | $31,370 Land $5,580 Building $25,790 | |
| 2021 | $89,630 Land $15,950 Building $73,680 |
1912 E 40th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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