1911 E 40th St, Lorain, OH 44055 Property Records

Lorain County property record for 1911 E 40th St, Lorain, OH 44055 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1964
Square Footage1,580 sqft Living Area
Lot Size7,841 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$128,500 (2004)
Tax Bill$1,787.00 (2024)

Owner

Source: Lorain County records · APN 03-00-100-116-030

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1911 E 40TH ST, LORAIN, OH 44055-2609
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
JACKSON FLAGSTAR CENTRE OFFICE
Oct 07, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 04, 2004 · Amount on Record
Deed SaleOct 04, 2004 · Amount on Record
Deed Doc Number200431746
Last Transfer DateNov 16, 2009
Transfer Doc0000319027
Record RefreshedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1911 E 40TH ST, LORAIN, OH 44055-2609
Transaction TypeMortgage
Record UpdatedOct 24, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1911 E 40TH ST, LORAIN, OH 44055-2609
InvestorPossibly a Property Investor

Mortgage

Document Number0000932488
DateOct 13, 2023
Instrument2023-0932488
Lender
NameJACKSON FLAGSTAR CENTRE OFFICE
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term194 Months
DueDec 01, 2039

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1911 E 40TH ST, LORAIN, OH 44055-2609
Document Number0000785822
Instrument DateOct 07, 2020
Transaction TypeMortgage
Record UpdatedNov 12, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1911 E 40TH ST LORAIN OH 440552609, LORAIN, OH 44055-2609

Mortgage

Document Number0000785822
DateOct 28, 2020
Instrument785822
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term240 Months
DueOct 27, 2040

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,657.00 (-7.27%) Homeowner's exemption$43,360 (+%) Land $5,280 Building $38,080$123,880 (-) Land $15,080 Building $108,800
2024$1,787.00 (-0.83%)$43,358 (+23.87%) Land $5,278 Building $38,080$123,880 (+23.87%) Land $15,080 Building $108,800
2023$1,802.00 (+0.9%)$35,004 (+0.01%) Land $5,873 Building $29,131$100,010 (-) Land $16,780 Building $83,230
2022$1,786.00$35,000 Land $5,870 Building $29,130
2021$100,010 Land $16,780 Building $83,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN03-00-100-116-030

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,580 sqft Living Area
1st Floor1,180 sqft 1st Floor
Basement Area300 sqft Basement
Family RoomFamily Room
Stories1 Stories

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area7,841 sqft (0.18 acres)
Depth X Width127 ft x 62 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area576 sqft Garage
Deck Area104 sqft Deck
Patio Area444 sqft Patio
Porch Area160 sqft Porch

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemBaseboard Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address1911 E 40TH ST
CityLORAIN
StateOH
Zip44055-2609
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOAKWOOD ACRES 7 62 X 127
Legal SubdivisionOAKWOOD ACRES 7
Legal Block116
Legal Lot Number531
JurisdictionLORAIN OH
Minor Civil DivisionLORAIN
Census Blockgroup2
Census Block2013
Census Tract97500

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