1906 E 40th St, Lorain, OH 44055 Property Records

Lorain County property record for 1906 E 40th St, Lorain, OH 44055 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1979
Square Footage1,584 sqft Living Area
Lot Size7,841 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$40,007 (2015)
Tax Bill$1,771.00 (2025)

Owner

Source: Lorain County records · APN 03-00-100-117-001

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1906 E 40TH ST, LORAIN, OH 44055-2610
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 07, 2015 · Amount on Record
Deed SaleAug 07, 2015 · Amount on Record
Prior SaleNov 21, 2014 · Amount on Record
Deed Doc Number2015093994
Record RefreshedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address1906 E 40TH ST, LORAIN, OH 44055-2610
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000908646
DateMar 07, 2023
Instrument2023-0908646
Lender
NameACHIEVA CU
TypeCredit Union
AddressELYRIA, OH 44035
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueMar 15, 2033

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,771.00$46,340 (+0.01%) Land $5,280 Building $41,060$132,390 (-) Land $15,080 Building $117,310
2024$1,771.00 (+10.69%)$46,337 (+49.14%) Land $5,278 Building $41,059$132,390 (+49.14%) Land $15,080 Building $117,310
2023$1,600.00 (+0.88%)$31,070 (-) Land $5,873 Building $25,197$88,770 (-) Land $16,780 Building $71,990
2022$1,586.00$31,070 Land $5,870 Building $25,200
2021$88,770 Land $16,780 Building $71,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN03-00-100-117-001

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,584 sqft Living Area
1st Floor1,012 sqft 1st Floor
Family RoomFamily Room
Stories1 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1979
Architectural StyleSplit Level Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area7,841 sqft (0.18 acres)
Depth X Width127 ft x 62 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area220 sqft Garage
Patio Area210 sqft Patio
Canopy Area210 sqft Canopy

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1906 E 40TH ST
CityLORAIN
StateOH
Zip44055-2610
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOAKWOOD 7 62 X 127
Legal SubdivisionOAKWOOD ACRES SUBDIVISION #7
Legal Block117
Legal Lot Number543
JurisdictionLORAIN OH
Minor Civil DivisionLORAIN
Census Blockgroup2
Census Block2016
Census Tract97500

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