1824 Freeman Rd, Spencer, IN 47460 Property Records

Owen County property record for 1824 Freeman Rd, Spencer, IN 47460

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,000 sqft · built 1925
Lot Size0.93 acres (40,511 sqft)
OwnerIndividual Name on Record
Tax Bill$494 (2025)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN60-10-34-300-240.000-027

Property Details

APN / Parcel Number

Primary APN60-10-34-300-240.000-027
Alternative APN
  • 00001030657

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,000 sqft Living Area
1st Floor Area1,000 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1970
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area40,511 sqft (0.93 acres)
Garage TypeDetached
Garage Area840 sqft
Parking Spaces3 Parking Spaces
Pool TypeAbove-Ground Pool
Shed1 Shed
Shed Area210 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00001030657
Street Address1824 FREEMAN RD
CitySPENCER
StateIN
Zip47460-7432
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NE SW S34 T10 R3 .93A
Legal Range3
Legal Township10
Legal Section34
JurisdictionOWEN IN
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1006
Census Tract955900

Owner

Source: Owen County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1824 FREEMAN RD, SPENCER, IN 47460-7432
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOWEN IN
Property Address1824 FREEMAN RD, SPENCER, IN 47460-7432
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number218108
DateOct 18, 2019
Instrument218108
Lender
NameOWEN COUNTY STATE BANK
TypeBank
AddressSPENCER, IN 47460
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueOct 16, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyOwen County
County SubdivisionWashington Township
Unified School DistrictSpencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$494.00 (+2.07%) Homeowner's exemption$165,000 (+21.86%) Land $29,600 Building $135,400$165,000 (+21.86%) Land $29,600 Building $135,400
2024$484.00 (-39.95%)
2023$806.00 (-3.36%)$135,400 Land $24,700 Building $110,700$135,400 Land $24,700 Building $110,700
2022$834.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
South Central Indiana REMC
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Freeman Rd

Nearby Streets

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