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19108 Harborbridge Ln, Lutz, FL 33558 Property Records

Hillsborough County property record for 19108 Harborbridge Ln, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details7 bd · 4 ba · 5,223 sqft · built 2002
Lot Size0.322 acres (14,041 sqft)
Owner2 Individual Names on Record
Last Sale$555,000 (Apr 2017)
Tax Bill$12,214 (2025)
Deeds & MortgagesAug 2018 Line of Credit
Apr 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN012928-0968

Property Details

APN / Parcel Number

Primary APN012928-0968
Alternative APN
  • U0927180H9000004000100

Interior

Bedrooms7 Beds
Full Baths4 Baths
Stories2 Stories
Building Area5,223 sqft Living Area
Gross Area6,436 sqft
1st Floor Area3,955 sqft
Upper Floors Area1,268 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2014
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,041 sqft (0.322 acres)
Lot Dimensions132 ft deep x 100 ft wide
View / LotPond
Garage TypeAttached
Garage Area683 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Pool Area408 sqft
PorchOpen Porch
Porch Area530 sqft
Patio Area1,004 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0129280968
Street Address19108 HARBORBRIDGE LN
CityLUTZ
StateFL
Zip33558-9717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionHERITAGE HARBOR PHASE 2A AND 3A LOT 10 BLOCK 4
Legal Range18E
Legal Township27S
Legal Section09
Legal SubdivisionHERITAGE HARBOR PHASE 2A AND 3A
Legal TractH9
Legal Block4
Legal Lot Number10
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionKEYSTONE-CITRUS PARK
Census Block Group1
Census Block1001
Census Tract11510

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address19108 HARBORBRIDGE LN, LUTZ, FL 33558-9717
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2018Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BK/TAMPA
Apr 25, 2017Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FIFTH THIRD BANK
Jan 23, 2017Grant Deed
TITLE AND ABSTRACT AGENCY/AMERICA, TITLE & ABSTRACT AGCY/AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2017 · Amount on Record
Deed SaleApr 25, 2017 · Amount on Record
Prior SaleJan 1, 2017 · Amount on Record
Deed Document Number2017158007
Deed Book / Page24891 / 1832
Prior Transfer DateJan 10, 2017
Prior Transfer Doc0000028745
Record UpdatedOct 29, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address19108 HARBORBRIDGE LN, LUTZ, FL 33558-9717
Document Number0261111930
Instrument DateAug 23, 2018
Transaction TypeMortgage
Record UpdatedOct 19, 2018
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address19108 HARBORBRIDGE LN LUTZ FL 335589717, LUTZ, FL 33558-9717

Mortgage

Document Number0261111930
DateOct 3, 2018
Book Page026111/001930
Instrument400648
Lender
NameFIFTH THIRD BK/TAMPA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 2, 2048
Interest
Rate TypeAdjustable Rate

April 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateApr 25, 2017
Property Address19108 HARBORBRIDGE LN, LUTZ, FL 33558-9717
Document Number0000158007
Book / Page24891 / 1832
Map ReferenceMB83 PG94
Instrument DateApr 20, 2017
Instrument2017158007
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 3, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,885.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7133 WAREHAM DRIVEER LOOP, 7133, TAMPA, FL 33647

Transferred To (Grantee/Buyer)

NameVerified Name
Address4416 AVENUE CAANES LUTZ, LUTZ, FL 33558
InvestorPossibly a Property Investor

Mortgage

Document Number0000158008
DateApr 25, 2017
Instrument2017158008
Lender
NameFIFTH THIRD BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

January 2017: Grant Deed

Document TypeGrant Deed
JurisdictionHILLSBOROUGH FL
Recording DateJan 23, 2017
Property Address19108 HARBORBRIDGE LN, LUTZ, FL 33558-9717
Document Number0246811768
Book / Page024681 / 001768
Instrument DateJan 10, 2017
Instrument28745
Record UpdatedJan 30, 2017
Title CompanyTITLE AND ABSTRACT AGENCY/AMERICA, TITLE & ABSTRACT AGCY/AMERICA

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12205 BROADWATER LOOP THONOTOSASSA FL 335923954, THONOTOSASSA, FL 33592-3954

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$588,070 (+2.7%)$877,812 (-1.14%) Land $184,140 Building $693,672
2025$12,214.00 (+9.91%) Homeowner's exemption$572,610 (+5.99%)$887,952 (+10.14%) Land $184,140 Building $703,812
2023$11,113.00 (+2.86%) Homeowner's exemption$540,264 (+3%)$806,217 (-3.7%) Land $147,312 Building $658,905
2022$10,804.00 Homeowner's exemption$524,528$837,223 Land $147,312 Building $689,911

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 48 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims9 (1979–2017)
Claims Outside the SFHA2 of 9
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRC/NORTHWEST UTILITIES
serves 208,982 people · EPA ID FL6290388
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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