19106 Harborbridge Ln, Lutz, FL 33558 Property Records

Hillsborough County property record for 19106 Harborbridge Ln, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,762 sqft · built 2001
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$507,500 (Jun 2019)
Tax Bill$11,057 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN012928-0970

Property Details

APN / Parcel Number

Primary APN012928-0970
Alternative APN
  • U0927180H9000004000110

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,762 sqft Living Area
Gross Area4,792 sqft
1st Floor Area140 sqft
2nd Floor Area3,256 sqft
Upper Floors Area366 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2013
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions134 ft deep x 101 ft wide
View / LotPond
Garage TypeAttached
Garage Area588 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchOpen Porch
Porch Area442 sqft
Patio Area608 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0129280970
Street Address19106 HARBORBRIDGE LN
CityLUTZ
StateFL
Zip33558-9717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionHERITAGE HARBOR PHASE 2A AND 3A LOT 11 BLOCK 4
Legal Range18E
Legal Township27S
Legal Section09
Legal SubdivisionHERITAGE HARBOR PHASE 2A AND 3A
Legal TractH9
Legal Block4
Legal Lot Number11
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionKEYSTONE-CITRUS PARK
Census Block Group1
Census Block1001
Census Tract11510

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address19106 HARBORBRIDGE LN, LUTZ, FL 33558-9717
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2023Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Nov 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
THIRD FED'L S&L ASSN
Jun 20, 2019Warranty Deed, Transfer · Conventional Mortgage
IBERIABANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 20, 2019 · Amount on Record
Deed SaleJun 20, 2019 · Amount on Record
Prior SaleOct 1, 2004 · Amount on Record
Deed Document Number2019263895
Deed Book / Page26722 / 1165
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address19106 HARBORBRIDGE LN, LUTZ, FL 33558-9717
Transaction TypeMortgage
Record UpdatedSep 18, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000385823
DateAug 28, 2023
Instrument2023385823
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 18, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address19106 HARBORBRIDGE LN, LUTZ, FL 33558-9717
Document Number0000519018
Instrument DateNov 27, 2020
Transaction TypeMortgage
Record UpdatedJan 6, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address19106 HARBORBRIDGE LN LUTZ FL 335589717, LUTZ, FL 33558-9717

Mortgage

Document Number0000519018
DateDec 10, 2020
Instrument519018
Lender
NameTHIRD FED'L S&L ASSN
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 9, 2050
Interest
Rate TypeAdjustable Rate
Rate2.89%

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateJun 20, 2019
Property Address19106 HARBORBRIDGE LN, LUTZ, FL 33558-9717
Document Number0000263895
Book / Page26722 / 1165
Map ReferenceMB 83 PG 94
Instrument DateJun 19, 2019
Instrument2019263895
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyACR TITLE GROUP LLLP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,552.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11405 WARWICK POINTE DR APT 101, 11405, BRANDON, FL 33511-3785

Transferred To (Grantee/Buyer)

NameVerified Name
Address19106 HARBORBRIDGE LN, LUTZ, FL 33558-9717

Mortgage

Document Number0267221167
DateJun 20, 2019
Instrument26722/1167
Lender
NameIBERIABANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$525,571 (+2.7%)$740,000 (-1.99%) Land $226,559 Building $513,441
2025$11,057.00 (+9.82%) Homeowner's exemption$511,754 (+5.99%)$755,016 (+11.85%) Land $226,559 Building $528,457
2023$10,068.00 (+2.89%) Homeowner's exemption$482,846 (+3%)$675,009 (-3.03%) Land $181,247 Building $493,762
2022$9,785.00 Homeowner's exemption$468,783$696,066 Land $181,247 Building $514,819

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 48 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies48 in force
Nearby Flood Claims9 (1979–2017)
Claims Outside the SFHA2 of 9
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRC/NORTHWEST UTILITIES
serves 208,982 people · EPA ID FL6290388
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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