Hillsborough County property record for 19112 Harborbridge Ln, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 5,045 sqft · built 1999 |
| Lot Size | 0.305 acres (13,290 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $495,000 (May 2020) |
| Tax Bill | $14,050 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Dec 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012928-0964 |
| Primary APN | 012928-0964 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 5,045 sqft Living Area |
| Gross Area | 6,593 sqft |
| 1st Floor Area | 1,234 sqft |
| 2nd Floor Area | 3,412 sqft |
| Upper Floors Area | 399 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 13,290 sqft (0.305 acres) |
| Lot Dimensions | 130 ft deep x 85 ft wide |
| View / Lot | Pond |
| Garage Type | Attached |
| Garage Area | 1,060 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 392 sqft |
| Porch | Open Porch |
| Porch Area | 374 sqft |
| Patio Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0129280964 |
|---|---|
| Street Address | 19112 HARBORBRIDGE LN |
| City | LUTZ |
| State | FL |
| Zip | 33558-9717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | HERITAGE HARBOR PHASE 2A AND 3A LOT 8 BLOCK 4 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 09 |
| Legal Subdivision | HERITAGE HARBOR PHASE 2A AND 3A |
| Legal Tract | H9 |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11510 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 19112 HARBORBRIDGE LN, LUTZ, FL 33558-9717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2024 | Deed of Trust, Mortgage · Line of Credit USF FCU |
| Dec 27, 2023 | Deed of Trust, Mortgage · Line of Credit U S E FEDERAL CREDIT UNION |
| Oct 15, 2021 | Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 1, 2020 | Warranty Deed, Transfer · Conventional with PMI IBERIABANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2020 · Amount on Record |
| Deed Sale | May 1, 2020 · Amount on Record |
| Prior Sale | Sep 26, 2016 · Amount on Record |
| Deed Document Number | 2020183109 |
| Prior Transfer Date | Aug 30, 2016 |
| Prior Transfer Doc | 0000382256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 19112 HARBORBRIDGE LN, LUTZ, FL 33558-9717 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 19112 HARBORBRIDGE LN, LUTZ, FL 33558-9717 |
| Document Number | 0000015227 |
|---|---|
| Date | Jan 10, 2024 |
| Instrument | 2024015227 |
| Name | USF FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33646 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 5, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 19112 HARBORBRIDGE LN, LUTZ, FL 33558-9717 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 19112 HARBORBRIDGE LN, LUTZ, FL 33558-9717 |
| Document Number | 0000583342 |
|---|---|
| Date | Dec 27, 2023 |
| Instrument | 2023583342 |
| Name | U S E FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33646 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Nov 14, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 19112 HARBORBRIDGE LN, LUTZ, FL 33558-9717 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 19112 HARBORBRIDGE LN, LUTZ, FL 33558-9717 |
| Document Number | 2021523534 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 2021523534 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 1, 2020 |
| Property Address | 19112 HARBORBRIDGE LN, LUTZ, FL 33558-9717 |
| Document Number | 0000183109 |
| Instrument Date | Apr 27, 2020 |
| Instrument | 183109 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2020 |
| Title Company | MASTERPIECE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,465.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19112 HARBORBRIDGE LN LUTZ FL 335589717, LUTZ, FL 33558-9717 |
| Document Number | 183110 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 183110 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | LAFAYETTE, LA 70501 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2050 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $691,415 (+2.7%) | $861,570 (-1.33%) Land $181,082 Building $680,488 | |
| 2025 | $14,050.00 (+32.4%) Homeowner's exemption | $673,238 (+30.95%) | $873,169 (+26.22%) Land $181,082 Building $692,087 |
| 2023 | $10,612.00 (+2.87%) Homeowner's exemption | $514,109 (+3%) | $691,771 (-2.31%) Land $144,866 Building $546,905 |
| 2022 | $10,316.00 Homeowner's exemption | $499,135 | $708,118 Land $144,866 Building $563,252 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 9 (1979–2017) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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