Hillsborough County property record for 19104 Harborbridge Ln, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,389 sqft · built 2001 |
| Lot Size | 0.274 acres (11,968 sqft) |
| Owner | Individual Name on File |
| Last Sale | $625,000 (May 2019) |
| Tax Bill | $10,382 (2025) |
| Deeds & Mortgages | May 2017 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0129280972 |
| Primary APN | 0129280972 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,389 sqft Heated Area |
| 1st Floor Area | 3,937 sqft |
| Upper Floors Area | 452 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,968 sqft (0.274 acres) |
| Lot Dimensions | 136 ft deep x 88 ft wide |
| Garage Area | 657 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 450 sqft |
| Porch | Open Porch |
| Porch Area | 520 sqft |
| Patio Area | 760 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 0129280972 |
|---|---|
| Street Address | 19104 HARBORBRIDGE LN |
| City | LUTZ |
| State | FL |
| Zip | 33558-9717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | HERITAGE HARBOR PHASE 2A AND 3A LOT 12 BLOCK 4 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 09 |
| Legal Subdivision | HERITAGE HARBOR PHASE 2A AND 3A |
| Legal Block | 4 |
| Legal Lot Number | 12 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 11510 |
Source: Hillsborough County records · APN 0129280972
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 19104 HARBORBRIDGE LN, LUTZ, FL 33558-9717 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 16, 2017 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Apr 14, 2020 | Deed of Trust, Mortgage TRUIST BK |
| May 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 20, 2019 · Amount on Record |
| Deed Sale | May 20, 2019 · Amount on Record |
| Prior Sale | Nov 21, 2012 · Amount on Record |
| Deed Document Number | 2019212085 |
| Deed Book / Page | 26634 / 1649 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 19104 HARBORBRIDGE LN, LUTZ, FL 33558-9717 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0249411043 |
|---|---|
| Date | May 16, 2017 |
| Book Page | 24941/1043 |
| Instrument | 2017187604 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 19104 HARBORBRIDGE LN, LUTZ, FL 33558-9717 |
| Document Number | 0000176152 |
| Instrument Date | Apr 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2020 |
| Title Company | MAJESTY TITLE SERVICES, MAJESTY TITLE SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 19104 HARBORBRIDGE LN LUTZ FL 335589717, LUTZ, FL 33558-9717 |
| Document Number | 0000176152 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 176152 |
| Name | TRUIST BK |
|---|---|
| Address | RICHMOND, VA 23224 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 20, 2019 |
| Property Address | 19104 HARBORBRIDGE LN, LUTZ, FL 33558-9717 |
| Document Number | 0000212085 |
| Book / Page | 26634 / 1649 |
| Map Reference | MB 83 PG 94 |
| Instrument Date | May 14, 2019 |
| Instrument | 2019212085 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | BROKERS TITLE OF TAMPA LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,375.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15047 VIRGINIA STA APT 210, 15047, ODESSA, FL 33556-3974 |
| Name | Verified Name |
|---|---|
| Address | 19104 HARBORBRIDGE LN, LUTZ, FL 33558-9717 |
| Document Number | 0000212086 |
|---|---|
| Date | May 20, 2019 |
| Instrument | 2019212086 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,382.00 (+9.72%) Homeowner's exemption | $474,786 (+5.99%) | $823,981 (+11.66%) Land $202,499 Building $621,482 |
| 2023 | $9,462.00 (+2.94%) Homeowner's exemption | $447,966 (+3%) | $737,963 (-3.35%) Land $161,999 Building $575,964 |
| 2022 | $9,192.00 Homeowner's exemption | $434,918 | $763,573 Land $161,999 Building $601,574 |
Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 9 (1979–2017) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 124 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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