1910 E 12th St, Des Moines, IA 50316 Property Records

Polk County property record for 1910 E 12th St, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,916 sqft · built 1908
Lot Size	0.235 acres (10,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$153,000 (Mar 2018)
Tax Bill	$4,616 (2024)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`110/05339-000-000`

Property Details

APN / Parcel Number

Primary APN	`110/05339-000-000`
Alternative APN	`792435204019`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,916 sqft Living Area
Gross Area	3,220 sqft
1st Floor Area	1,076 sqft
Upper Floors Area	840 sqft
Basement Area	806 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,250 sqft (0.235 acres)
Lot Dimensions	205 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	216 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	110 sqft
Deck Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1910 E 12TH ST
City	DES MOINES
State	IA
Zip	50316-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 UNION ADDITION
Legal Subdivision	UNION ADDITION
Legal Lot Number	10
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2023
Census Tract	1500

Owner

Source: Polk County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1910 E 12TH ST, DES MOINES, IA 50316-2008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD FINANCE CORPORATION
Sep 10, 2026	Deed of Trust NONE LISTED ON DOCUMENT
Aug 31, 2020	Deed of Trust, Mortgage NEIGHBORHOOD FINANCE CORP
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD FINANCE CORP
Mar 7, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Nov 2, 2017	Sheriff's Deed, Foreclosure · Line of Credit LEE COUNTY BANK & TRUST NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2018 · Amount on Record
Deed Sale	Mar 7, 2018 · Amount on Record
Prior Sale	Nov 2, 2017 · Amount on Record
Deed Document Number	20182017-00068686
Deed Book / Page	16840 / 130
Prior Transfer Date	Oct 24, 2017
Prior Transfer Doc	0000037770
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Sep 25, 2026
Property Address	1910 E 12TH ST, DES MOINES, IA 50316-2008
Document Number	0000059518
Book / Page	20669 / 838
Instrument Date	Sep 21, 2026
Instrument	202659518
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1910 E 12TH ST, DES MOINES, IA 50316-2008

Mortgage

Document Number	0000059518,
Date	Sep 25, 2026
Book Page	20669/838
Instrument	202659518

Lender

Name	NEIGHBORHOOD FINANCE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Sep 10, 2026
Property Address	1910 E 12TH ST, DES MOINES, IA 50316-2008
Document Number	0000056330
Book / Page	20654 / 674
Instrument Date	Aug 18, 2026
Instrument	202656330
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1910 E 12TH ST, DES MOINES, IA 50316-2008

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1910 E 12TH ST, DES MOINES, IA 50316-2008
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1910 E 12TH ST, DES MOINES, IA 50316-2008

Mortgage

Document Number	0000023883
Date	Aug 31, 2020
Book Page	18037/137
Instrument	2020-00023883

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50314

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 26, 2025

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1910 E 12TH ST, DES MOINES, IA 50316-2008
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1910 E 12TH ST, DES MOINES, IA 50316-2008

Mortgage

Document Number	0000023882
Date	Aug 31, 2020
Book Page	18037/126
Instrument	2020-00023882

Lender

Name	NEIGHBORHOOD FINANCE CORP
Type	Lending Institution
Address	DES MOINES, IA 50314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Mar 7, 2018
Property Address	1910 E 12TH ST, DES MOINES, IA 50316-2008
Document Number	201700068686
Book / Page	16840 / 0130
Instrument Date	Feb 28, 2018
Instrument	2017-00068686
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$244.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1910 E 12TH ST, DES MOINES, IA 50316-2008

Mortgage

Document Number	201700068688
Date	Mar 7, 2018
Instrument	2017-00068688

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

November 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	POLK IA
Recording Date	Nov 2, 2017
Property Address	1910 E 12TH ST, DES MOINES, IA 50316-2008
Document Number	201700037770
Book / Page	16710 / 0042
Instrument Date	Oct 24, 2017
Instrument	2017-00037770
Transaction Type	Foreclosure
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1773W W POINT RD, WEST POINT, IA 52656-9331

Mortgage

Document Number	201700038906
Date	Nov 2, 2017
Instrument	2017-00038906

Lender

Name	LEE COUNTY BANK & TRUST NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$276,700 (+12.89%) Land $34,400 Building $242,300	$276,700 (+12.89%) Land $34,400 Building $242,300
2024	$4,616.00 (-0.47%)
2023		$245,100 Land $30,400 Building $214,700	$245,100 Land $30,400 Building $214,700
2020	$4,638.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	20 (1998–2019)
Claims Outside the SFHA	18 of 20
Most Recent Claim	Jun 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 13 claims Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Metronet, T-Mobile.

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