1900 E 12th St, Des Moines, IA 50316 Property Records

Polk County property record for 1900 E 12th St, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,815 sqft · built 1914
Lot Size	0.328 acres (14,300 sqft)
Owner	Company Name on Record
Last Sale	$163,000 (May 2022)
Tax Bill	$3,290 (2024)
Deeds & Mortgages	Jul 2022 Mortgage May 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7924-35-204-021`

Property Details

APN / Parcel Number

Primary APN	`7924-35-204-021`
Alternative APN	`110/05340-000-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,815 sqft Living Area
Gross Area	2,543 sqft
1st Floor Area	869 sqft
Upper Floors Area	728 sqft
Attic Area	218 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1914
Architectural Style	Other
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,300 sqft (0.328 acres)
Lot Dimensions	143 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Steam
Sewer	Connected

Location & Zoning

Street Address	1900 E 12TH ST
City	DES MOINES
State	IA
Zip	50316-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 143F LTS 11 & 12 UNION ADDITION
Legal Range	24W
Legal Township	79N
Legal Section	35
Legal Subdivision	UNION ADD
Legal Lot Number	11,12 12
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2023
Census Tract	1500

Owner

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1900 E 12TH ST, DES MOINES, IA 50316-2008
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 4, 2022	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 7, 2022	Deed of Trust, Mortgage · Commercial Mortgage LAB INVESTMENT COMPANY INC
Mar 1, 2022	Warranty Deed, Transfer
Oct 7, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2022 · Amount on Record
Deed Sale	May 4, 2022 · Amount on Record
Prior Sale	May 4, 2022 · Amount on Record
Deed Document Number	0000035990
Deed Book / Page	19094 / 766
Last Transfer Date	Oct 20, 2023
Transfer Doc	0000056690
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1900 E 12TH ST, DES MOINES, IA 50316-2008
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 E 12TH ST, DES MOINES, IA 50316-2008

Mortgage

Document Number	0000057847
Date	Jul 13, 2022
Book Page	19193/193
Instrument	2022-00057847

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 4, 2022
Property Address	1900 E 12TH ST, DES MOINES, IA 50316-2008
Document Number	0000035990
Book / Page	19094 / 766
Instrument Date	Apr 28, 2022
Instrument	2022-00035990
Transaction Type	Transfer
Record Updated	May 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1900 E 12TH ST, DES MOINES, IA 50316-2008

Mortgage

Document Number	0000035992
Date	May 4, 2022
Instrument	2022-00035992

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1900 E 12TH ST, DES MOINES, IA 50316-2008
Transaction Type	Mortgage
Record Updated	Mar 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018035
Date	Mar 7, 2022
Book Page	19014/117
Instrument	2022-00018035

Lender

Name	LAB INVESTMENT COMPANY INC
Type	Non-Lending Institution
Address	WEST DES MOINES, IA 50265

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Mar 1, 2022
Property Address	1900 E 12TH ST, DES MOINES, IA 50316-2008
Document Number	0000016418
Book / Page	19006 / 98
Instrument Date	Feb 15, 2022
Instrument	2022-00016418
Transaction Type	Transfer
Record Updated	Mar 9, 2022

Transaction

Amount	Amount Recorded
Tax	$164.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	825-41ST STREET, DES MOINES, IA 50312-2609

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Oct 7, 2021
Property Address	1900 E 12TH ST, DES MOINES, IA 50316-2008
Document Number	202100106445
Book / Page	18795 / 372
Instrument Date	Oct 6, 2021
Instrument	2021-00106445
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1900 E 12TH ST, DES MOINES, IA 50316-2008

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$196,400 (+12.81%) Land $38,100 Building $158,300	$196,400 (+12.81%) Land $38,100 Building $158,300
2024	$3,290.00 (+2.94%)
2023		$174,100 Land $33,600 Building $140,500	$174,100 Land $33,600 Building $140,500
2020	$3,196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	20 (1998–2019)
Claims Outside the SFHA	18 of 20
Most Recent Claim	Jun 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 13 claims Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Metronet, T-Mobile.

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