Polk County property record for 1831 E 12th St, Des Moines, IA 50316
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,674 sqft · built 1928 |
| Lot Size | 0.106 acres (4,645 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,816 (2024) |
| Deeds & Mortgages | May 2020 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7924-35-276-001 |
| Primary APN | 7924-35-276-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,674 sqft Living Area |
| Gross Area | 2,754 sqft |
| 1st Floor Area | 1,080 sqft |
| Attic Area | 594 sqft |
| Basement Area | 1,080 sqft |
| Year Built | Built 1928 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,645 sqft (0.106 acres) |
| Lot Dimensions | 89 ft deep x 52 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Patio Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 1831 E 12TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50316-2005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 89 F LOT 38 UNION ADDITION |
| Legal Range | 24W |
| Legal Township | 79N |
| Legal Section | 35 |
| Legal Subdivision | UNION ADD |
| Legal Lot Number | 38 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 1500 |
Source: Polk County records, as of October 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1831 E 12TH ST, DES MOINES, IA 50316-2005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TWO RIVERS BANK & TRUST |
| Dec 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 1831 E 12TH ST, DES MOINES, IA 50316-2005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000096233 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 17829/695 |
| Instrument | 2019-00096233 |
| Name | TWO RIVERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | BURLINGTON, IA 52601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 1831 E 12TH ST, DES MOINES, IA 50316-2005 |
| Document Number | 0000049581 |
| Instrument Date | Dec 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1831 E 12TH ST DES MOINES IA 503162005, DES MOINES, IA 50316-2005 |
| Document Number | 0000049581 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 017195/000444 |
| Instrument | 49581 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 26, 2028 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $194,600 (+12.75%) Land $20,900 Building $173,700 | $194,600 (+12.75%) Land $20,900 Building $173,700 | |
| 2024 | $2,816.00 (-7.19%) | ||
| 2023 | $172,600 Land $18,400 Building $154,200 | $172,600 Land $18,400 Building $154,200 | |
| 2020 | $3,034.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 20 (1998–2019) |
| Claims Outside the SFHA | 18 of 20 |
| Most Recent Claim | Jun 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: Metronet, T-Mobile.
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