1905 E 12th St, Des Moines, IA 50316 Property Records

Polk County property record for 1905 E 12th St, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,456 sqft · built 1921
Lot Size	0.183 acres (7,950 sqft)
Owner	Individual Name on Record
Tax Bill	$3,390 (2025)
Deeds & Mortgages	Mar 2026 Transfer Feb 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110/05371-000-000`

Property Details

APN / Parcel Number

Primary APN	`110/05371-000-000`
Alternative APN	`792435229011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
Gross Area	2,621 sqft
1st Floor Area	728 sqft
Upper Floors Area	728 sqft
Basement Area	728 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,950 sqft (0.183 acres)
Lot Dimensions	159 ft deep x 50 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	168 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1905 E 12TH ST
City	DES MOINES
State	IA
Zip	50316-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 UNION ADDITION
Legal Subdivision	UNION ADDITION
Legal Lot Number	40
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	2
Census Block	2024
Census Tract	1500

Owner

Source: Polk County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1905 E 12TH ST, DES MOINES, IA 50316-2007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Quit Claim Deed, Transfer Quitclaim
Feb 13, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage PREMIER CU
Dec 2, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 25, 2026
Transfer Doc	0000012826
Record Updated	Sep 20, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Mar 10, 2026
Property Address	1905 E 12TH ST, DES MOINES, IA 50316-2007
Document Number	0000012826
Book / Page	20443 / 301
Instrument Date	Feb 25, 2026
Instrument	2026-00012826
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 E 12TH ST, DES MOINES, IA 50316-2007

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK IA
Recording Date	Feb 13, 2026
Property Address	1905 E 12TH ST, DES MOINES, IA 50316-2007
Document Number	0000007984
Book / Page	20418 / 866
Instrument Date	Feb 9, 2026
Instrument	2026-00007984
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1905 E 12TH ST, DES MOINES, IA 50316-2007

Mortgage

Document Number	0000007985
Date	Feb 13, 2026
Instrument	2026-00007985

Lender

Name	PREMIER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	POLK IA
Recording Date	Dec 2, 2022
Property Address	1905 E 12TH ST, DES MOINES, IA 50316-2007
Document Number	0000089363
Book / Page	19342 / 652
Instrument Date	Nov 30, 2022
Instrument	2022-00089363
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1905 E 12TH ST, DES MOINES, IA 50316-2007

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,390.00 (+2.36%) Homeowner's exemption Veteran's exemption	$209,500 (+11.73%) Land $32,400 Building $177,100	$209,500 (+11.73%) Land $32,400 Building $177,100
2024	$3,312.00 (-5.69%)
2023		$187,500 Land $28,600 Building $158,900	$187,500 Land $28,600 Building $158,900
2020	$3,512.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	20 (1998–2019)
Claims Outside the SFHA	18 of 20
Most Recent Claim	Jun 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2010 · 2 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 13 claims Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: Metronet, T-Mobile.

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