180 Summit Cross, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 180 Summit Cross, Rutherford, NJ 07070

Property Summary

Property Type	Single Family Home
Details	1,531 sqft · built 1987
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$595,000 (Jan 2021)
Tax Bill	$12,250 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`56-00159-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`56-00159-0000-00001`
Alternative APNs	`5600159000000003B` `560015900001`

Interior

Building Area	1,531 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	5600159000000003B
Street Address	180 SUMMIT CROSS
City	RUTHERFORD
State	NJ
Zip	07070-2554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X100
Legal Subdivision	SUMMIT CROSS
Legal Block	159
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	RUTHERFORD
Census Block Group	4
Census Block	4007
Census Tract	51400

Owner

180 Summit Cross is owned and occupied by an individual who bought it in January 2021.

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	180 SUMMIT CROSS, RUTHERFORD, NJ 07070-2554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2021 · Amount on File
Deed Sale	Jan 5, 2021 · Amount on File
Prior Sale	Jul 24, 2006 · Amount on File
Deed Document Number	20211594
Deed Book / Page	3897 / 1558
Record Updated	Oct 29, 2026

January 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 5, 2021
Property Address	180 SUMMIT CROSS, RUTHERFORD, NJ 07070-2554
Document Number	0038971558
Book / Page	3897 / 1558
Instrument Date	Oct 13, 2020
Instrument	21-001594
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,132.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 CHESTNUT ST # ST2ND, 102, RUTHERFORD, NJ 07070-1942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	180 SUMMIT CROSS, RUTHERFORD, NJ 07070-2554

Mortgage

Document Number	21001595
Date	Jan 5, 2021
Instrument	21-001595

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 180 Summit Cross was $12,250, up 2.5% from the year before.

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Rutherford Borough
Unified School District	Rutherford Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,800 (-) Land $250,000 Building $132,800	$382,800 (-) Land $250,000 Building $132,800
2025	$12,250.00 (+2.54%)	$382,800 Land $250,000 Building $132,800	$382,800 Land $250,000 Building $132,800
2024	$11,947.00
2023		$382,800 Land $250,000 Building $132,800	$382,800 Land $250,000 Building $132,800
2022	$11,365.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 180 Summit Cross in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 180 Summit Cross has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20