Bergen County and Rutherford Borough property record for 166 Summit Cross, Rutherford, NJ 07070
| Property Type | Single Family Home |
|---|---|
| Details | 1,590 sqft · built 1929 |
| Lot Size | 0.137 acres (5,946 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $810,000 (Jun 2026) |
| Tax Bill | $15,005 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56-00152-0000-00014-06 |
| Primary APN | 56-00152-0000-00014-06 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,590 sqft Living Area |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Cape Cod |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 5,946 sqft (0.137 acres) |
| Lot Dimensions | 145 ft deep x 41 ft wide |
| Old Parcel Number | 5600152000000014F |
|---|---|
| Street Address | 166 SUMMIT CROSS |
| City | RUTHERFORD |
| State | NJ |
| Zip | 07070-2444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 41X145 |
| Legal Block | 152 |
| Legal Lot Number | 14.06 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RUTHERFORD |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 51400 |
Source: Bergen County and Rutherford Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 166 SUMMIT CROSS, RUTHERFORD, NJ 07070-2444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Jun 22, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Oct 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Oct 16, 2017 | Grant Deed, Transfer · Conventional Mortgage NJ LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 22, 2026 · Amount on Record |
| Deed Sale | Jun 22, 2026 · Amount on Record |
| Prior Sale | Jan 19, 2010 · Amount on Record |
| Deed Document Number | 202641563 |
| Deed Book / Page | 5826 / 1665 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 22, 2026 |
| Property Address | 166 SUMMIT CROSS, RUTHERFORD, NJ 07070-2444 |
| Document Number | 0000041563 |
| Book / Page | 5826 / 1665 |
| Instrument Date | May 26, 2026 |
| Instrument | 202641563 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $81,810.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 166 SUMMIT CROSS, RUTHERFORD, NJ 07070-2444 |
| Document Number | 0000041564, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 202641564 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 166 SUMMIT CROSS, RUTHERFORD, NJ 07070-2444 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0037471896 |
|---|---|
| Date | Oct 6, 2020 |
| Book Page | 3747/1896 |
| Instrument | 20-097981 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Sep 1, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 16, 2017 |
| Property Address | 166 SUMMIT CROSS, RUTHERFORD, NJ 07070-2444 |
| Document Number | 0027522348 |
| Book / Page | 002752 / 002348 |
| Instrument Date | Sep 12, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2017 |
| Title Company | WESTCOR LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $483.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 166 SUMMIT CROSS RUTHERFORD NJ 070702444, RUTHERFORD, NJ 07070-2444 |
| Document Number | 27522353 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 002752/002353 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2047 |
Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Rutherford Borough |
| Unified School District | Rutherford Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $468,900 (-) Land $274,700 Building $194,200 | $468,900 (-) Land $274,700 Building $194,200 | |
| 2025 | $15,005.00 (+2.54%) | $468,900 (-) Land $274,700 Building $194,200 | $468,900 (-) Land $274,700 Building $194,200 |
| 2024 | $14,634.00 (+5.12%) | ||
| 2023 | $468,900 Land $274,700 Building $194,200 | $468,900 Land $274,700 Building $194,200 | |
| 2022 | $13,921.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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