191 Purdy Dr, Punta Gorda, FL 33980 Property Records

Charlotte County property record for 191 Purdy Dr, Punta Gorda, FL 33980

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,268 sqft · built 1972
Lot Size	0.386 acres (16,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Apr 2012)
Tax Bill	$1,041 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`402329201002`

Property Details

APN / Parcel Number

Primary APN	`402329201002`
Alternative APNs	`00991090000002` `10004623595`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,268 sqft Living Area
Gross Area	2,836 sqft
1st Floor Area	2,268 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1997
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	16,800 sqft (0.386 acres)
Lot Dimensions	210 ft deep x 80 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	288 sqft
Driveway	Concrete Driveway
Driveway Area	555 sqft

Exterior Amenities

Pool Area	392 sqft
Porch	Raised Porch
Porch Area	280 sqft
Loading Dock	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00991090000002
Street Address	191 PURDY DR
City	PUNTA GORDA
State	FL
Zip	33980-2526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	SUNCOAST HARB LTS 116 & 117 372/798 733/2066 895/258 1030/1238 1117/364 1124/1869 1238/1452 1818/1210 DC3392/1526-NBP 3544/269 3651/1438 4817/30
Legal Range	23E
Legal Township	40S
Legal Section	29
Legal Subdivision	SUNCOAST HARB
Legal Tract	SHB
Legal Lot Number	116
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	3
Census Block	3007
Census Tract	21002

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1191 PURDY DR, PORT CHARLOTTE, FL 33980
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Line of Credit CHARLOTTE STATE BANK & TRUST
Aug 3, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2012 · Amount on Record
Deed Sale	Apr 26, 2012 · Amount on Record
Deed Document Number	20122091087
Deed Book / Page	3651 / 1438
Last Transfer Date	Aug 2, 2021
Transfer Doc	0048170030
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	191 PURDY DR, PORT CHARLOTTE, FL 33980-2526
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	191 PURDY DR, PUNTA GORDA, FL 33980-2526

Mortgage

Document Number	0050321410
Date	Aug 10, 2022
Book Page	5032/1410
Instrument	3138511

Lender

Name	CHARLOTTE STATE BANK & TRUST
Type	Bank
Address	PORT CHARLOTTE, FL 33953

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 3, 2021
Property Address	191 PURDY DR, PORT CHARLOTTE, FL 33980-2526
Document Number	0048170030
Book / Page	4817 / 30
Map Reference	MB 3 PG 33
Instrument Date	Aug 2, 2021
Instrument	2980259
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1191 PURDY DRIVE, PORT CHARLOTTE, FL 33980

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,041.00 (-76.98%) Homeowner's exemption	$109,022 (-46.02%)	$162,302 (-55%) Land $112,200 Building $50,102
2024	$4,522.00 (+12.29%)
2023	$4,027.00 (+2.99%) Homeowner's exemption	$201,971 (+3%)	$360,680 (+1.29%) Land $116,600 Building $244,080
2022	$3,910.00 Homeowner's exemption	$196,088	$356,072 Land $67,320 Building $288,752

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 191 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	223 units insured incl. 32 condo units
Nearby Flood Claims	120 (2004–2024)
Claims Outside the SFHA	8 of 120
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 54 claims Hurricane Helene, Oct 2024 · 50 claims Hurricane Ian, Sep 2022 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044
Water Source	Purchased surface water from CHARLOTTE COUNTY UTILITIES
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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