180 Purdy Dr, Punta Gorda, FL 33980 Property Records

Charlotte County property record for 180 Purdy Dr, Punta Gorda, FL 33980

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,425 sqft · built 1974
Lot Size	0.529 acres (23,048 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jul 2021)
Tax Bill	$4,211 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`402329130010`

Property Details

APN / Parcel Number

Primary APN	`402329130010`
Alternative APNs	`00991050000006` `10004623502`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,425 sqft Living Area
Gross Area	2,428 sqft
1st Floor Area	1,425 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1997
Exterior Material	Masonry/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	23,048 sqft (0.529 acres)
Lot Dimensions	172 ft deep x 134 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	667 sqft
Driveway	Driveway
Driveway Area	1 sqft

Exterior Amenities

Pool Area	392 sqft
Porch	Enclosed/Screened Porch
Porch Area	336 sqft
Loading Dock	144 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00991050000006
Street Address	180 PURDY DR
City	PUNTA GORDA
State	FL
Zip	33980-2526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	SUNCOAST HARB LT 111 389/691 DC1142/1282 PR91-118 1196/2050 1246/1957 2226/111 3024/48 4803/1061
Legal Range	23E
Legal Township	40S
Legal Section	29
Legal Subdivision	SUNCOAST HARB
Legal Tract	SHB
Legal Lot Number	111
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	3
Census Block	3007
Census Tract	21002

Owner

180 Purdy Dr is owned by two individuals who bought it in July 2021.

Source: Charlotte County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	N1637 STATE ROAD 67, NEOSHO, WI 53059-9645
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2021 · Amount on File
Deed Sale	Jul 13, 2021 · Amount on File
Prior Sale	May 13, 2003 · Amount on File
Deed Document Number	20212971175
Deed Book / Page	4803 / 1061
Prior Transfer Date	Aug 17, 2006
Prior Transfer Doc	0030240048
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 13, 2021
Property Address	180 PURDY DR, PORT CHARLOTTE, FL 33980-2526
Document Number	0048031061
Book / Page	4803 / 1061
Map Reference	MB 3 PG 33
Instrument Date	May 5, 2021
Instrument	2971175
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	180 PURDY DR, 180, PORT CHARLOTTE, FL 33980-2526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	N1637 STATE ROAD 67, NEOSHO, WI 53059-9645

Mortgage

Document Number	48031062
Date	Jul 13, 2021
Instrument	4803/1062

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 180 Purdy Dr was $4,211, down 51.1% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,211.00 (-51.06%)	$212,373 Land $182,810 Building $29,563	$212,373 Land $182,810 Building $29,563
2024	$8,605.00 (+5.38%)
2023	$8,166.00 (+12.62%)	$403,896 (+1%)	$389,597 (+6.11%) Land $189,979 Building $199,618
2022	$7,251.00	$367,178 Land $109,686 Building $257,492	$367,178 Land $109,686 Building $257,492

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 180 Purdy Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 191 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	223 units insured incl. 32 condo units
Nearby Flood Claims	120 (2004–2024)
Claims Outside the SFHA	8 of 120
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 54 claims Hurricane Helene, Oct 2024 · 50 claims Hurricane Ian, Sep 2022 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 180 Purdy Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044
Water Source	Purchased surface water from CHARLOTTE COUNTY UTILITIES
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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