Charlotte County property record for 182 Purdy Dr, Punta Gorda, FL 33980
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,308 sqft · built 1959 |
| Lot Size | 0.619 acres (26,970 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,323 (2025) |
| Deeds & Mortgages | Feb 2020 Reverse Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 402329130009 |
| Primary APN | 402329130009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,308 sqft Living Area |
| Gross Area | 3,044 sqft |
| 1st Floor Area | 1,308 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 26,970 sqft (0.619 acres) |
| Lot Dimensions | 186 ft deep x 145 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 28 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 904 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Loading Dock | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00991040000007 |
|---|---|
| Street Address | 182 PURDY DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33980-2526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | SUNCOAST HARB THAT PART OF LT 109 LYING SE OF A LINE DRAWN FROM THE NE CORNER OF SAID LT TO A POINTLYING 40FT S OF THE NW CORNER OF SAID LT & LT 110 121/61 750/1300 DC874/1740 1121/179 1409/1811-12 2110/2086 2752/1009 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 29 |
| Legal Subdivision | SUNCOAST HARB |
| Legal Tract | SHB |
| Legal Lot Number | 109,T |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 21002 |
Source: Charlotte County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 182 PURDY DR, PORT CHARLOTTE, FL 33980-2526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2020 | Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC |
| Dec 14, 2019 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 25, 2005 |
| Transfer Doc | 0027521009 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 182 PURDY DR, PORT CHARLOTTE, FL 33980-2526 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0045382148 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 4538/2148 |
| Instrument | 2785971 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | MAHWAH, NJ 07495 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 923 Months |
| Due | Jan 29, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.54% |
| Type Change Date | Jan 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 182 PURDY DR, PORT CHARLOTTE, FL 33980-2526 |
| Document Number | 0045382164 |
| Instrument Date | Dec 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 182 PURDY DR PUNTA GORDA FL 339802526, PUNTA GORDA, FL 33980-2526 |
| Document Number | 0045382164 |
|---|---|
| Date | Feb 12, 2020 |
| Book Page | 004538/002164 |
| Instrument | 2785972 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 924 Months |
| Due | Feb 11, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.54% |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,323.00 (-22.95%) Homeowner's exemption Disabled Person's exemption | $132,762 (-13.26%) | $233,789 (-21.29%) Land $199,665 Building $34,124 |
| 2024 | $1,717.00 (+0.35%) | ||
| 2023 | $153,049 (+3%) | $297,032 (+2.51%) Land $207,495 Building $89,537 | |
| 2022 | $1,711.00 Homeowner's exemption Disabled Person's exemption | $148,591 | $289,748 Land $119,799 Building $169,949 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 191 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 223 units insured incl. 32 condo units |
| Nearby Flood Claims | 120 (2004–2024) |
| Claims Outside the SFHA | 8 of 120 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044 |
|---|---|
| Water Source | Purchased surface water from CHARLOTTE COUNTY UTILITIES |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
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