183 Purdy Dr, Punta Gorda, FL 33980 Property Records

Charlotte County property record for 183 Purdy Dr, Punta Gorda, FL 33980

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,494 sqft · built 2007
Lot Size	0.376 acres (16,380 sqft)
Owner	2 Individual Names on File
Last Sale	$847,500 (May 2026)
Tax Bill	$5,481 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2020 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`402329201004`

Property Details

APN / Parcel Number

Primary APN	`402329201004`
Alternative APNs	`00991070000004` `10004623597`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	3,494 sqft Living Area
Gross Area	4,935 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,380 sqft (0.376 acres)
Lot Dimensions	130 ft deep x 126 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	621 sqft
Driveway	Concrete Driveway
Driveway Area	663 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	338 sqft
Porch	Raised Porch
Porch Area	396 sqft
Patio Area	423 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00991070000004
Street Address	183 PURDY DR
City	PUNTA GORDA
State	FL
Zip	33980-2526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	SUNCOAST HRBR LT 113 183/255 455/215 549/1349 DC1292/1543-RPC 1475/219 PR96-769(BC) DC1710/2151 1710/2152 4663/866
Legal Range	23E
Legal Township	40S
Legal Section	29
Legal Subdivision	SUNCOAST HRBR
Legal Tract	SHB
Legal Lot Number	113
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	3
Census Block	3007
Census Tract	21002

Owner

183 Purdy Dr is owned and occupied by two individuals who bought it in May 2026.

Source: Charlotte County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	183 PURDY DR, PUNTA GORDA, FL 33980-2526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Warranty Deed, Transfer · Conventional Mortgage CREWS BK & TR
Nov 18, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 25, 2017	Deed of Trust, Mortgage SUNCOAST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2026 · Amount on File
Deed Sale	May 8, 2026 · Amount on File
Prior Sale	Jun 16, 1999 · Amount on File
Deed Document Number	20263642517
Prior Transfer Date	Nov 16, 2020
Prior Transfer Doc	0046630866
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 8, 2026
Property Address	183 PURDY DR, PUNTA GORDA, FL 33980-2526
Document Number	0003642517
Instrument Date	May 8, 2026
Instrument	2026.3642517
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$599,182.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 PURDY DR, PUNTA GORDA, FL 33980-2526

Mortgage

Document Number	0003642518,
Date	May 8, 2026
Instrument	2026..3642518

Lender

Name	CREWS BK & TR

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 18, 2020
Property Address	183 PURDY DR, PORT CHARLOTTE, FL 33980-2526
Document Number	0046630866
Book / Page	004663 / 000866
Instrument Date	Nov 16, 2020
Instrument	2873808
Transaction Type	Transfer
Record Updated	Dec 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	183 PURDY DR PRT PORT CHARLOTTE FL 33980, PORT CHARLOTTE, FL 33980

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	183 PURDY DR, PORT CHARLOTTE, FL 33980-2526
Document Number	0042341080
Book / Page	004234 / 001080
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	183 PURDY DR PORT CHARLOTTE FL 339802526, PORT CHARLOTTE, FL 33980-2526

Mortgage

Document Number	0042341080
Date	Aug 31, 2017
Book Page	004234/001080
Instrument	2549832

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 183 Purdy Dr was $5,481 with a homeowner's exemption, down 2% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,481.00 (-2%) Homeowner's exemption	$403,347	$753,343 Land $162,257 Building $591,086
2024	$6,851.00 (+0.1%)
2023	$6,844.00 (+2.72%) Homeowner's exemption	$380,563 (+3%)	$773,818 (+39.07%) Land $168,620 Building $605,198
2022	$6,663.00 Homeowner's exemption	$369,479	$556,436 Land $97,354 Building $459,082

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 183 Purdy Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 191 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	223 units insured incl. 32 condo units
Nearby Flood Claims	120 (2004–2024)
Claims Outside the SFHA	8 of 120
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 54 claims Hurricane Helene, Oct 2024 · 50 claims Hurricane Ian, Sep 2022 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 183 Purdy Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044
Water Source	Purchased surface water from CHARLOTTE COUNTY UTILITIES
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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