Hamilton County property record for 191 Harrowgate Dr, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,392 sqft · built 1968 |
| Lot Size | 2.6 acres (113,256 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $128,800 (Sep 2016) |
| Tax Bill | $4,975 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 29-10-30-202-001.000-018 |
| Primary APN | 29-10-30-202-001.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 16 Rooms |
| Stories | 2 Stories |
| Building Area | 2,392 sqft Living Area |
| Gross Area | 3,598 sqft |
| 1st Floor Area | 2,494 sqft |
| 2nd Floor Area | 792 sqft |
| Basement Area | 412 sqft |
| Finished Basement | 310 sqft |
| Unfinished Basement | 102 sqft |
| Game Room | Game Room |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 113,256 sqft (2.6 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 1,104 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 191 HARROWGATE DR |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46033-1903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE 2.60, SECTION 30, TOWNSHIP 18, RANGE 4, HARROWGATE, SECTION 3, LOT 205 |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 30 |
| Legal Subdivision | HARROWGATE SECTION 3 |
| Legal Lot Number | 205 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 110907 |
Source: Hamilton County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 191 HARROWGATE DR, CARMEL, IN 46033-1903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2016 · Amount on Record |
| Deed Sale | Sep 22, 2016 · Amount on Record |
| Deed Document Number | 201649451 |
| Prior Transfer Date | Jan 8, 2009 |
| Prior Transfer Doc | 2009006623 |
| Record Updated | Jun 8, 2026 |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $422,900 (-17.09%) Land $175,400 Building $247,500 | $422,900 (-17.09%) Land $175,400 Building $247,500 | |
| 2024 | $4,975.00 (+7.36%) | $510,100 (+27.05%) Land $270,500 Building $239,600 | $510,100 (+27.05%) Land $270,500 Building $239,600 |
| 2023 | $4,634.00 (+7.34%) Homeowner's exemption | $401,500 (+14.71%) Land $179,500 Building $222,000 | $401,500 (+14.71%) Land $179,500 Building $222,000 |
| 2022 | $4,317.00 Homeowner's exemption | $350,000 Land $179,500 Building $170,500 | $350,000 Land $179,500 Building $170,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Claims | 5 (2013–2019) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| On-Ramp Indiana Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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