175 Harrowgate Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 175 Harrowgate Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,172 sqft · built 1968
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,313 (2024)
Deeds & Mortgages	Jan 2026 Transfer
Flood Zone	Zone AE (high risk)
APN	`29-10-30-202-004.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-30-202-004.000-018`
Alternative APN	`1610300202004000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,172 sqft Living Area
1st Floor Area	1,487 sqft
2nd Floor Area	2,135 sqft
Basement Area	727 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Architectural Style	Other
Exterior Material	Brick/Stone
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	56,628 sqft (1.3 acres)
Terrain	Low
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft
Shed	1 Shed
Shed Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1610300202004000
Street Address	175 HARROWGATE DR
City	CARMEL
State	IN
Zip	46033-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 30, TOWNSHIP 18, RANGE 4, HARROWGATE, SECTION 3, LOT 208
Legal Range	04
Legal Township	18
Legal Section	30
Legal Subdivision	CARMEL HARROWGATE
Legal Block	3
Legal Lot Number	208
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3008
Census Tract	110907

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	175 HARROWGATE DR, CARMEL, IN 46033-1903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2004
Deed Sale	Mar 22, 2004
Record Updated	Jun 8, 2026

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON IN
Recording Date	Jan 14, 2026
Property Address	175 HARROWGATE DR, CARMEL, IN 46033-1903
Document Number	0000001697
Map Reference	MB 2 PG 280&281
Instrument Date	Jan 12, 2026
Instrument	2026001697
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	175 HARROWGATE DR, CARMEL, IN 46033-1903

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$550,600 (+2.17%) Land $229,500 Building $321,100	$550,600 (+2.17%) Land $229,500 Building $321,100
2024	$6,313.00 (+27.72%)	$538,900 (+22.59%) Land $229,500 Building $309,400	$538,900 (+22.59%) Land $229,500 Building $309,400
2023	$4,943.00 (+11.53%) Homeowner's exemption	$439,600 (+17.29%) Land $152,300 Building $287,300	$439,600 (+17.29%) Land $152,300 Building $287,300
2022	$4,432.00 Homeowner's exemption	$374,800 Land $152,300 Building $222,500	$374,800 Land $152,300 Building $222,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Claims	5 (2013–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20