Hamilton County property record for 155 Harrowgate Dr, Carmel, IN 46033
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,063 sqft · built 1968 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $343,000 (Aug 2017) |
| Tax Bill | $11,458 (2024) |
| Deeds & Mortgages | Sep 2019 Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-10-30-202-007.000-018 |
| Primary APN | 29-10-30-202-007.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 4,063 sqft Living Area |
| Gross Area | 5,295 sqft |
| 1st Floor Area | 4,063 sqft |
| 2nd Floor Area | 1,484 sqft |
| Basement Area | 1,040 sqft |
| Finished Basement | 1,040 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 28,314 sqft (0.65 acres) |
| Lot Dimensions | 188 ft deep x 123 ft wide |
| Garage Type | Attached |
| Garage Area | 1,232 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 155 HARROWGATE DR |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46033-1903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .00, SECTION 30, TOWNSHIP 18, RANGE 4, HARROWGATE, SECTION 3, LOT 211, IRREGULAR SHAPE |
| Legal Range | 04 |
| Legal Township | 18 |
| Legal Section | 30 |
| Legal Subdivision | HARROWGATE SECTION 3 |
| Legal Lot Number | 211 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 110907 |
Source: Hamilton County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3114 WHISPERING TRL, CARMEL, IN 46033-3955 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Aug 23, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage FRAPER AND KRAMER MORTGAGE CORP |
| Aug 23, 2017 | Warranty Deed, Transfer BURNET TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2017 · Amount on Record |
| Deed Sale | Aug 23, 2017 · Amount on Record |
| Prior Sale | Aug 23, 2017 |
| Deed Document Number | 201741186 |
| Prior Transfer Date | Jul 28, 2017 |
| Prior Transfer Doc | 0000041186 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 155 HARROWGATE DR, CARMEL, IN 46033-1903 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019045043 |
|---|---|
| Date | Sep 18, 2019 |
| Instrument | 2019045043 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 155 HARROWGATE DR, CARMEL, IN 46033-1903 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020095993 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2020095993 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Aug 23, 2017 |
| Property Address | 155 HARROWGATE DR, CARMEL, IN 46033-1903 |
| Document Number | 2017041186 |
| Map Reference | MB2 PG280&281 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 2017041186 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 155 HARROWGATE DR, CARMEL, IN 46033-1903 |
| Document Number | 2017041187 |
|---|---|
| Date | Aug 23, 2017 |
| Instrument | 2017041187 |
| Name | FRAPER AND KRAMER MORTGAGE CORP |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Aug 23, 2017 |
| Property Address | 155 HARROWGATE DR, CARMEL, IN 46033-1903 |
| Document Number | 0000041185 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 41185 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2020 |
| Title Company | BURNET TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 40 APPLE RIDGE RD DANBURY CT 068107301, DANBURY, CT 06810-7301 |
| Investor | Possibly a Property Investor |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $588,700 (+2.63%) Land $156,600 Building $432,100 | $588,700 (+2.63%) Land $156,600 Building $432,100 | |
| 2024 | $11,458.00 (+15.9%) | $573,600 (+16.97%) Land $156,600 Building $417,000 | $573,600 (+16.97%) Land $156,600 Building $417,000 |
| 2023 | $9,886.00 (+117.51%) Homeowner's exemption | $490,400 (+22.45%) Land $104,000 Building $386,400 | $490,400 (+22.45%) Land $104,000 Building $386,400 |
| 2022 | $4,545.00 Homeowner's exemption | $400,500 Land $104,000 Building $296,500 | $400,500 Land $104,000 Building $296,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (2013–2019) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| On-Ramp Indiana Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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