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187 Harrowgate Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 187 Harrowgate Dr, Carmel, IN 46033 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,549 sqft · built 1968
Lot Size1.7 acres (74,052 sqft)
Owner2 Individual Names on File
Tax Bill$6,239 (2024)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN29-10-30-202-002.000-018

Property Details

APN / Parcel Number

Primary APN29-10-30-202-002.000-018
Alternative APN
  • 1610300202002000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms13 Rooms
Stories3 Stories
Building Area2,549 sqft Living Area
Gross Area4,341 sqft
1st Floor Area3,461 sqft
Basement Area912 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialStone
Construction TypeFrame
Roof MaterialAsphalt
Lot Area74,052 sqft (1.7 acres)
TerrainRolling
Garage TypeAttached
Garage Area880 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address187 HARROWGATE DR
CityCARMEL
StateIN
Zip46033-1903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE 1.70, SECTION 30, TOWNSHIP 18, RANGE 4, HARROWGATE, SECTION 3, LOT 206
Legal Range04
Legal Township18
Legal Section30
Legal SubdivisionHARROWGATE SECTION 3
Legal Lot Number206
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group3
Census Block3008
Census Tract110907

Owner

Source: Hamilton County records · APN 29-10-30-202-002.000-018

Assessment roll updated March 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address187 HARROWGATE DR, CARMEL, IN 46033-1903
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 20, 2022
Deed SaleJun 20, 2022
Deed Document Number202230586
Record UpdatedSep 20, 2026

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionHAMILTON IN
Recording DateJun 20, 2022
Property Address187 HARROWGATE DR, CARMEL, IN 46033-1903
Document Number0000030586
Map ReferenceMB 2 PG 280-281
Instrument DateJun 15, 2022
Instrument2022030586
Transaction TypeTransfer
Record UpdatedMay 19, 2023
Title CompanyNEAR NORTH TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address187 HARROWGATE DR, CARMEL, IN 46033-1903

Mortgage

Document Number0000030588
DateJun 20, 2022
Instrument2022030588
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 16, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$530,400 (+31.94%) Land $248,000 Building $282,400$530,400 (+31.94%) Land $248,000 Building $282,400
2024$6,239.00 (-23.01%)
2023$8,104.00 (+14.25%)$402,000 (+15.88%) Land $164,600 Building $237,400$402,000 (+15.88%) Land $164,600 Building $237,400
2022$7,093.00 Homeowner's exemption$346,900 Land $164,600 Building $182,300$346,900 Land $164,600 Building $182,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), updated October 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180571109073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayYes
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Nearby Flood Claims5 (2013–2019)
Claims Outside the SFHA5 of 5
Most Recent ClaimJun 2019, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 223 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
On-Ramp IndianaFixed Wireless (unlicensed)100 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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