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191 E Canal Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 191 E Canal Dr, Palm Harbor, FL 34684

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,928 sqft · built 1959
Lot Size0.135 acres (5,898 sqft)
Owner2 Individual Names on Record
Last Sale$208,000 (Oct 2013)
Tax Bill$2,941 (2025)
Deeds & MortgagesJul 2021 Mortgage
Dec 2018 Mortgage
Flood ZoneZone AE (high risk)
APNC62-000-757-3795-7

Property Details

APN / Parcel Number

Primary APNC62-000-757-3795-7
Alternative APNs
  • 29-27-16-48510-000-1910
  • 271629485100001910
  • 162729485100001910
  • R310305

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,928 sqft Living Area
Gross Area2,303 sqft
1st Floor Area1,928 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1984
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area5,898 sqft (0.135 acres)
Lot Dimensions100 ft deep x 60 ft wide
View / LotCanal/Waterfront
Garage TypeAttached
Garage Area315 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR310305
Street Address191 E CANAL DR
CityPALM HARBOR
StateFL
Zip34684-1201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLAKE SHORE ESTATES 1ST ADD LOT 191
Legal Range16E
Legal Township27S
Legal Section29
Legal SubdivisionLAKE SHORE ESTATES 1ST ADD
Legal Tract48510
Legal Lot Number191
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group3
Census Block3014
Census Tract27204

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address191 E CANAL DR, PALM HARBOR, FL 34684-1201
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Dec 11, 2018Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 11, 2013 · Amount on Record
Deed SaleOct 11, 2013 · Amount on Record
Prior SaleMay 7, 1999 · Amount on Record
Deed Document Number2013332927
Deed Book / Page18192 / 1241
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address191 E CANAL DR, PALM HARBOR, FL 34684-1201
Transaction TypeMortgage
Record UpdatedAug 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address191 E CANAL DR, PALM HARBOR, FL 34684-1201

Mortgage

Document Number0216341976
DateJul 21, 2021
Book Page21634/1976
Instrument2021237828
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term150 Months
DueJan 1, 2034

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address191 E CANAL DR, PALM HARBOR, FL 34684-1201
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0203642040
DateDec 11, 2018
Book Page20364/2040
Instrument2018394948
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2034

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,941.00 (+8.24%) Homeowner's exemption$195,854 (+5.99%)$313,645 (+3.69%) Land $144,460 Building $169,185
2023$2,717.00 (+3.31%) Homeowner's exemption$184,790 (+3%)$302,490 (+11.75%) Land $172,754 Building $129,736
2022$2,630.00 Homeowner's exemption$179,408$270,691 Land $167,335 Building $103,356

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 119 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies119 in force
Nearby Flood Claims9 (1993–2024)
Claims Outside the SFHA7 of 9
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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