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190 E Canal Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 190 E Canal Dr, Palm Harbor, FL 34684

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,924 sqft · built 1979
Lot Size0.186 acres (8,098 sqft)
OwnerIndividual Name on Record
Tax Bill$3,597 (2025)
Deeds & MortgagesMar 2017 Mortgage
Flood ZoneZone AE (high risk)
APNC62-000-757-3794-0

Property Details

APN / Parcel Number

Primary APNC62-000-757-3794-0
Alternative APNs
  • 29-27-16-48510-000-1900
  • 271629485100001900
  • 162729485100001900
  • R310304

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area1,924 sqft Living Area
Gross Area2,819 sqft
1st Floor Area1,188 sqft
Upper Floors Area736 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1983
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area8,098 sqft (0.186 acres)
Lot Dimensions101 ft deep x 96 ft wide
View / LotCanal/Waterfront
Garage TypeAttached
Garage Area517 sqft
Parking Spaces2 Parking Spaces
PorchScreened/Unfinished Porch
Porch Area378 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR310304
Street Address190 E CANAL DR
CityPALM HARBOR
StateFL
Zip34684-1201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLAKE SHORE ESTATES 1ST ADD LOT 190
Legal Range16E
Legal Township27S
Legal Section29
Legal SubdivisionLAKE SHORE ESTATES 1ST ADD
Legal Tract48510
Legal Lot Number190
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group3
Census Block3014
Census Tract27204

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address190 E CANAL DR, PALM HARBOR, FL 34684-1201
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2017
Deed SaleMar 20, 2017
Prior SaleAug 30, 2010 · Amount on Record
Deed Document Number201785406
Deed Book / Page19558 / 977
Prior Transfer DateMar 13, 2017
Prior Transfer Doc0195580977
Record UpdatedSep 20, 2026

March 2017: Reverse Mortgage, Transfer

Document TypeReverse Mortgage
JurisdictionPINELLAS FL
Recording DateMar 20, 2017
Property Address190 E CANAL DR, PALM HARBOR, FL 34684-1201
Document Number0195580977
Book / Page019558 / 000977
Instrument DateMar 13, 2017
Instrument85406
Transaction TypeTransfer
Record UpdatedAug 20, 2018
Title CompanyPREMIER TITLE AND ESCROW LLC, PREMIER TITLE & ESCROW LLC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address190 E CANAL DR PALM HARBOR FL 346841201, PALM HARBOR, FL 34684-1201

Mortgage

Document Number195580981
DateMar 20, 2017
Book Page019558/000981
Instrument85407
Lender
NameFIRSTBANK
TypeBank
AddressBIRMINGHAM, AL 35243
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1032 Months
Interest
Rate TypeAdjustable Rate
Rate4.55%

Mortgage

Document Number195580996,
DateMar 20, 2017
Book Page019558/000996
Instrument85408
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1032 Months
Interest
Rate TypeAdjustable Rate
Rate4.55%

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,597.00 (+4.66%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$242,934 (+5.99%)$421,084 (+0.61%) Land $207,788 Building $213,296
2024$3,437.00 (+1.9%)
2023$3,373.00 (+0.72%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$229,211 (+3%)$418,537 (+20.48%) Land $255,783 Building $162,754
2022$3,349.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption$222,535$347,390 Land $244,418 Building $102,972

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 119 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies119 in force
Nearby Flood Claims9 (1993–2024)
Claims Outside the SFHA7 of 9
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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