Pinellas County property record for 187 E Canal Dr, Palm Harbor, FL 34684
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,443 sqft · built 1958 |
| Lot Size | 0.217 acres (9,492 sqft) |
| Owner | Owner Name on File |
| Last Sale | $149,900 (Sep 2001) |
| Tax Bill | $813 (2025) |
| Deeds & Mortgages | Mar 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-757-3791-6 |
| Primary APN | C62-000-757-3791-6 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,443 sqft Heated Area |
| 1st Floor Area | 1,443 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,492 sqft (0.217 acres) |
| Lot Dimensions | 82 ft deep x 114 ft wide |
| Garage Area | 490 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 355 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R310301 |
|---|---|
| Old Parcel Number | 162729485100001870 |
| Street Address | 187 E CANAL DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-1201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE SHORE ESTATES 1ST ADD LOT 187 |
| Legal Range | 16 |
| Legal Township | 27 |
| Legal Section | 29 |
| Legal Subdivision | LAKE SHORE ESTATES 1ST ADD |
| Legal Lot Number | 187 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 27204 |
The current owner of 187 E Canal Dr bought it in September 2001.
Source: Pinellas County records, as of December 26, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 187 E CANAL DR, PALM HARBOR, FL 34684-1201 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2001 · Amount on File |
| Deed Sale | Sep 27, 2001 · Amount on File |
| Deed Document Number | 0000115979 |
| Deed Book / Page | 11597 / 9 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 187 E CANAL DR, PALM HARBOR, FL 34684-1201 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0204791425 |
|---|---|
| Date | Mar 29, 2019 |
| Book Page | 20479/1425 |
| Instrument | 2019097069 |
| Name | GROW FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33619 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 187 E Canal Dr was $813 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $813.00 Homeowner's exemption | $77,985 | $225,572 Land $144,957 Building $80,615 |
| 2023 | $735.00 (+2.08%) Homeowner's exemption | $73,580 (+3%) | $225,319 (+11.71%) Land $186,273 Building $39,046 |
| 2022 | $720.00 Homeowner's exemption | $71,437 | $201,700 Land $170,532 Building $31,168 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 187 E Canal Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 119 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 119 in force |
| Nearby Flood Claims | 9 (1993–2024) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 187 E Canal Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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