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193 E Canal Dr, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 193 E Canal Dr, Palm Harbor, FL 34684

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,547 sqft · built 2001
Lot Size0.135 acres (5,898 sqft)
OwnerIndividual Name on Record
Last Sale$540,000 (Feb 2026)
Tax Bill$4,264 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
May 2022 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APNC62-000-757-3797-3

Property Details

APN / Parcel Number

Primary APNC62-000-757-3797-3
Alternative APNs
  • 29-27-16-48510-000-1930
  • 271629485100001930
  • 162729485100001930
  • R310307

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,547 sqft Living Area
Gross Area2,312 sqft
1st Floor Area1,547 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area5,898 sqft (0.135 acres)
Lot Dimensions100 ft deep x 60 ft wide
View / LotCanal/Waterfront
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPatio
Porch Area265 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR310307
Street Address193 E CANAL DR
CityPALM HARBOR
StateFL
Zip34684-1201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLAKE SHORE ESTATES 1ST ADD LOT 193
Legal Range16E
Legal Township27S
Legal Section29
Legal SubdivisionLAKE SHORE ESTATES 1ST ADD
Legal Tract48510
Legal Lot Number193
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group3
Census Block3014
Census Tract27204

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address193 E CANAL DR, PALM HARBOR, FL 34684-1201
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Warranty Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION
May 12, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2026 · Amount on Record
Deed SaleFeb 18, 2026 · Amount on Record
Prior SaleAug 12, 2016 · Amount on Record
Deed Document Number202643252
Deed Book / Page23457 / 1111
Prior Transfer DateMay 3, 2022
Prior Transfer Doc0220591877
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateFeb 18, 2026
Property Address193 E CANAL DR, PALM HARBOR, FL 34684-1201
Document Number0234571111
Book / Page23457 / 1111
Map ReferenceMB 39 PG 64-66
Instrument DateFeb 17, 2026
Instrument2026043252
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,780.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21011 PICASSO CT, LAND O LAKES, FL 34637-7859

Transferred To (Grantee/Buyer)

NameVerified Name
Address193 E CANAL DR, PALM HARBOR, FL 34684-1201

Mortgage

Document Number0234571113
DateFeb 18, 2026
Instrument23457/1113
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPINELLAS FL
Recording DateMay 12, 2022
Property Address193 E CANAL DR, PALM HARBOR, FL 34684-1201
Document Number0220591877
Book / Page22059 / 1877
Map ReferenceMB 39 PG 64-66
Instrument DateMay 3, 2022
Instrument2022151621
Transaction TypeTransfer
Record UpdatedJun 6, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address193 E CANAL DR, 193, PALM HARBOR, FL 34684-1201

Transferred To (Grantee/Buyer)

NameVerified Name
Address193 E CANAL DR, PALM HARBOR, FL 34684-1201

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address193 E CANAL DR, PALM HARBOR, FL 34684-1201
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address193 E CANAL DR, PALM HARBOR, FL 34684-1201

Mortgage

Document Number0211610854
DateSep 11, 2020
Book Page21161/854
Instrument2020271925
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2035

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,264.00 (+5.99%)$274,108 (+5.99%)$427,691 (+9.86%) Land $140,856 Building $286,835
2024$4,023.00 (-0.52%)
2023$4,044.00 (+2.98%) Homeowner's exemption$258,624 (+3%)$389,304 (+9.71%) Land $173,405 Building $215,899
2022$3,927.00 Homeowner's exemption$251,091$354,852 Land $177,506 Building $177,346

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 119 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies119 in force
Nearby Flood Claims9 (1993–2024)
Claims Outside the SFHA7 of 9
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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