Bergen County and Paramus Borough property record for 191 Clayton Ter, Paramus, NJ 07652
| Property Type | Single Family Home |
|---|---|
| Details | 3,456 sqft · built 2011 |
| Lot Size | 0.217 acres (9,448 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $980,000 (Dec 2011) |
| Tax Bill | $19,339 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-03812-0000-00020 |
| Primary APN | 46-03812-0000-00020 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,456 sqft Living Area |
| 1st Floor Area | 3,456 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Construction Type | Frame |
| Lot Area | 9,448 sqft (0.217 acres) |
| Lot Dimensions | 105 ft deep x 90 ft wide |
| Account Number | 287000 |
|---|---|
| Street Address | 191 CLAYTON TER |
| City | PARAMUS |
| State | NJ |
| Zip | 07652-4501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 90X105 3.8LT |
| Legal Block | 3812 |
| Legal Lot Number | 20 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARAMUS |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 42102 |
Source: Bergen County and Paramus Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 191 CLAYTON TER, PARAMUS, NJ 07652-4501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2011 · Amount on Record |
| Deed Sale | Dec 12, 2011 · Amount on Record |
| Prior Sale | Jan 14, 2008 · Amount on Record |
| Deed Document Number | 20118942265 |
| Deed Book / Page | 894 / 2265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 191 CLAYTON TER, PARAMUS, NJ 07652-4501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0035581294 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 3558/1294 |
| Instrument | 20-035186 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,346,600 (+4.38%) Land $423,500 Building $923,100 | $1,346,600 (+4.38%) Land $423,500 Building $923,100 | |
| 2025 | $19,339.00 (+5.5%) | $1,290,100 (+10.67%) Land $388,000 Building $902,100 | $1,290,100 (+10.67%) Land $388,000 Building $902,100 |
| 2024 | $18,330.00 (+7.7%) | ||
| 2023 | $1,165,700 Land $336,800 Building $828,900 | $1,165,700 Land $336,800 Building $828,900 | |
| 2022 | $17,020.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures