181 Clayton Ter, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 181 Clayton Ter, Paramus, NJ 07652

Property Summary

Property Type	Single Family Home
Details	3,564 sqft · built 2014
Lot Size	0.217 acres (9,448 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,080,000 (Sep 2015)
Tax Bill	$20,141 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-03812-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`46-03812-0000-00023`
Alternative APNs	`460381200023` `287300`

Interior

Stories	1 Story
Building Area	3,564 sqft Living Area
1st Floor Area	3,564 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Frame
Lot Area	9,448 sqft (0.217 acres)
Lot Dimensions	105 ft deep x 90 ft wide

Location & Zoning

Account Number	287300
Street Address	181 CLAYTON TER
City	PARAMUS
State	NJ
Zip	07652-4501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	90X105 3.8LT
Legal Subdivision	PARAMUS MANOR SEC 2
Legal Block	3812
Legal Lot Number	23
Jurisdiction	BERGEN NJ
Township / Civil Division	PARAMUS
Census Block Group	3
Census Block	3011
Census Tract	42102

Owner

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	181 CLAYTON TER, PARAMUS, NJ 07652-4501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Apr 13, 2021	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2015 · Amount on Record
Deed Sale	Sep 2, 2015 · Amount on Record
Prior Sale	Jul 7, 2014 · Amount on Record
Deed Document Number	201566422
Deed Book / Page	2040 / 1058
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	181 CLAYTON TER, PARAMUS, NJ 07652-4501
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039841323
Date	Mar 1, 2021
Book Page	3984/1323
Instrument	2021027631

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	234 Months
Due	Sep 1, 2040

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	181 CLAYTON TER, PARAMUS, NJ 07652-4501
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040731900
Date	Apr 13, 2021
Book Page	4073/1900
Instrument	2021055171

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	353 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	181 CLAYTON TER, PARAMUS, NJ 07652-4501
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043310518
Date	Aug 16, 2021
Book Page	4331/518
Instrument	2021131373

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	229 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Paramus Borough
Unified School District	Paramus Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,401,800 (+4.33%) Land $422,900 Building $978,900	$1,401,800 (+4.33%) Land $422,900 Building $978,900
2025	$20,141.00 (+5.5%)	$1,343,600 (+10.7%) Land $387,500 Building $956,100	$1,343,600 (+10.7%) Land $387,500 Building $956,100
2024	$19,091.00 (+7.77%)
2023		$1,213,700 Land $336,300 Building $877,400	$1,213,700 Land $336,300 Building $877,400
2022	$17,714.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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