193 Clayton Ter, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 193 Clayton Ter, Paramus, NJ 07652

Property Summary

Property Type	Single Family Home
Details	3,176 sqft · built 1950
Lot Size	0.217 acres (9,448 sqft)
Owner	Individual Name on File
Last Sale	$599,999 (Oct 2019)
Tax Bill	$12,762 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46-03812-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`46-03812-0000-00019`
Alternative APNs	`460381200019` `286900`

Interior

Stories	1 Story
Building Area	3,176 sqft Living Area
1st Floor Area	3,176 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	9,448 sqft (0.217 acres)
Lot Dimensions	105 ft deep x 90 ft wide

Location & Zoning

Account Number	286900
Street Address	193 CLAYTON TER
City	PARAMUS
State	NJ
Zip	07652-4501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R75
Legal Description	90X105 3.8LT
Legal Block	3812
Legal Lot Number	19
Jurisdiction	BERGEN NJ
Township / Civil Division	PARAMUS
Census Block Group	3
Census Block	3011
Census Tract	42102

Owner

193 Clayton Ter is owned and occupied by an individual who bought it in October 2019.

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	193 CLAYTON TER, PARAMUS, NJ 07652-4501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BK
Oct 21, 2019	Deed, Transfer · Stand-Alone First Mortgage US BANK NA
May 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2019 · Amount on File
Deed Sale	Oct 21, 2019 · Amount on File
Deed Document Number	201970237
Deed Book / Page	3380 / 2174
Prior Transfer Date	Aug 22, 2019
Prior Transfer Doc	0000070237
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	193 CLAYTON TER, PARAMUS, NJ 07652-4501
Document Number	0033802190
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	193 CLAYTON TER PARAMUS NJ 076524501, PARAMUS, NJ 07652-4501

Mortgage

Document Number	0033802190
Date	Oct 21, 2019
Book Page	003380/002190
Instrument	70237

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2049

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 21, 2019
Property Address	193 CLAYTON TER, PARAMUS, NJ 07652-4501
Document Number	0033802174
Book / Page	3380 / 2174
Instrument Date	Aug 22, 2019
Instrument	19-070237
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	WESTCORE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 PROSPECT ST, PARAMUS, NJ 07652-4302
Investor	Possibly a Property Investor

Mortgage

Document Number	1907023701
Date	Oct 21, 2019
Instrument	19-070237.01

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0033802174
Date	Oct 21, 2019
Book Page	3380/2174
Instrument	19-070237

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	May 2, 2018
Property Address	193 CLAYTON TER, PARAMUS, NJ 07652-4501
Document Number	0029300293
Book / Page	002930 / 000293
Instrument Date	Apr 17, 2018
Instrument	30995
Transaction Type	Transfer
Record Updated	May 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	84 PROSPECT ST PARAMUS NJ 076524302, PARAMUS, NJ 07652-4302

Tax Assessment & Valuation

The 2025 property tax bill for 193 Clayton Ter was $12,762, up 6.6% from the year before.

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Paramus Borough
Unified School District	Paramus Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$900,200 (+5.73%) Land $423,500 Building $476,700	$900,200 (+5.73%) Land $423,500 Building $476,700
2025	$12,762.00 (+6.63%)	$851,400 Land $388,000 Building $463,400	$851,400 Land $388,000 Building $463,400
2024	$11,968.00
2023		$758,000 Land $336,800 Building $421,200	$758,000 Land $336,800 Building $421,200
2022	$11,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 193 Clayton Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 193 Clayton Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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