Bergen County and Paramus Borough property record for 188 Clayton Ter, Paramus, NJ 07652
| Property Type | Single Family Home |
|---|---|
| Details | 2,268 sqft · built 1950 |
| Lot Size | 0.215 acres (9,344 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,583 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-03813-0000-00008 |
| Primary APN | 46-03813-0000-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,268 sqft Living Area |
| 1st Floor Area | 2,268 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Lot Area | 9,344 sqft (0.215 acres) |
| Lot Dimensions | 105 ft deep x 89 ft wide |
| Account Number | 288200 |
|---|---|
| Street Address | 188 CLAYTON TER |
| City | PARAMUS |
| State | NJ |
| Zip | 07652-4502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 89X105 3.75LT |
| Legal Block | 3813 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARAMUS |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 42102 |
188 Clayton Ter is owned and occupied by two individuals.
Source: Bergen County and Paramus Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 188 CLAYTON TER, PARAMUS, NJ 07652-4502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 188 Clayton Ter was $10,583 with a widower's exemption, up 9.9% from the year before.
Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $750,600 (+6.32%) Land $422,900 Building $327,700 | $750,600 (+6.32%) Land $422,900 Building $327,700 | |
| 2025 | $10,583.00 (+9.86%) Widower's exemption | $706,000 Land $387,500 Building $318,500 | $706,000 Land $387,500 Building $318,500 |
| 2024 | $9,633.00 | ||
| 2023 | $625,900 Land $336,300 Building $289,600 | $625,900 Land $336,300 Building $289,600 | |
| 2022 | $8,858.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 188 Clayton Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 188 Clayton Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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