1904 Stone Dr, McHenry, IL 60051 Property Records

McHenry County property record for 1904 Stone Dr, McHenry, IL 60051

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Owner Names on File
Last Sale	$125,000 (Jul 2005)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`15-08-376-009`

Property Details

APN / Parcel Number

Primary APN	`15-08-376-009`

Exterior

Lot Area	33,977 sqft (0.78 acres)

Location & Zoning

Street Address	1904 STONE DR
City	MCHENRY
State	IL
Zip	60051-8828
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	DOC 2005R0061295 LT 11 CLEARWATER SUB
Legal Range	09E
Legal Township	44N
Legal Section	08
Legal Subdivision	CLEARWATER
Legal Lot Number	11
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1052
Census Tract	870811

Owner

The current owner of 1904 Stone Dr bought it in July 2005.

Source: McHenry County records, as of May 13, 2024

Owner of Record	2 Owner Names on File
Mailing Address	2535 FEN VIEW CIR, ISLAND LAKE, IL 60042-8828

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2005 · Amount on File
Deed Sale	Jul 28, 2005 · Amount on File
Deed Document Number	2005R0061295
Record Updated	Jun 7, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	1904 STONE DR, MCHENRY, IL 60051-8828
Document Number	0000047387
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2535 FEN VIEW CIR ISLAND LAKE IL 600428828, ISLAND LAKE, IL 60042-8828

Mortgage

Document Number	0000047387
Date	Nov 6, 2020
Instrument	47387

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Nov 5, 2045

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$42,460 Land $42,460	$127,380 Land $127,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1904 Stone Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	53 (1978–2026)
Claims Outside the SFHA	4 of 53
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims Severe Storms & Flooding, Jun 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1904 Stone Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20