1909 Chapel Hill Rd, Silver Spring, MD 20906 Property Records

Montgomery County property record for 1909 Chapel Hill Rd, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,377 sqft · built 1974
Lot Size	0.398 acres (17,318 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,160 (2025)
Deeds & Mortgages	Sep 2019 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01465627`

Property Details

APN / Parcel Number

Primary APN	`13-01465627`
Alternative APN	`01465627`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,377 sqft Living Area
Gross Area	2,861 sqft
1st Floor Area	1,193 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bi-Level
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,318 sqft (0.398 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	427 sqft
Deck Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01465627
Street Address	1909 CHAPEL HILL RD
City	SILVER SPRING
State	MD
Zip	20906-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	NORWOOD VILLAGE
Legal Subdivision	NORWOOD VILLAGE
Legal Block	3
Legal Lot Number	11
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1003
Census Tract	703221

Owner

1909 Chapel Hill Rd is owned and occupied by two individuals who acquired it in June 2003.

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1909 CHAPEL HILL RD, SILVER SPRING, MD 20906-1116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jun 9, 2020	Deed of Trust, Mortgage · Unknown TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2003
Deed Sale	Jun 5, 2003
Prior Sale	Nov 8, 1995 · Amount on File
Deed Document Number	2003273293
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1909 CHAPEL HILL RD, SILVER SPRING, MD 20906-1116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0581350154
Date	Sep 10, 2019
Book Page	58135/154

Lender

Name	SUNTRUST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Aug 1, 2034

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1909 CHAPEL HILL RD, SILVER SPRING, MD 20906-1116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0596410311
Date	May 22, 2020
Book Page	59641/311

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1909 CHAPEL HILL RD, SILVER SPRING, MD 20906-1116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0597630097
Date	Jun 9, 2020
Book Page	59763/97

Lender

Name	TRUIST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Unknown
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1909 Chapel Hill Rd was $6,160.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$579,233 (+5.55%)	$640,100 (+16.64%) Land $175,100 Building $465,000
2025	$6,160.00	$548,800 Land $175,100 Building $373,700	$548,800 Land $175,100 Building $373,700
2023		$496,800	$548,800 Land $175,100 Building $373,700
2022	$4,910.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1909 Chapel Hill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	11 (1978–2014)
Claims Outside the SFHA	6 of 11
Most Recent Claim	May 2014 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1909 Chapel Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chapel Hill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures