1813 Chapel Hill Rd, Silver Spring, MD 20906 Property Records

Montgomery County property record for 1813 Chapel Hill Rd, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,377 sqft · built 1974
Lot Size	0.355 acres (15,472 sqft)
Owner	2 Individual Names on File
Last Sale	$499,950 (Nov 2010)
Tax Bill	$6,792 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-01465525`

Property Details

APN / Parcel Number

Primary APN	`13-01465525`
Alternative APN	`01465525`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,377 sqft Living Area
Gross Area	2,861 sqft
1st Floor Area	1,193 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bi-Level
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,472 sqft (0.355 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Area	300 sqft
Deck Area	408 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01465525
Street Address	1813 CHAPEL HILL RD
City	SILVER SPRING
State	MD
Zip	20906-1114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	NORWOOD VILLAGE
Legal Subdivision	NORWOOD VILLAGE
Legal Block	3
Legal Lot Number	7
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1003
Census Tract	703221

Owner

1813 Chapel Hill Rd is owned and occupied by two individuals who bought it in November 2010.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1813 CHAPEL HILL RD, SILVER SPRING, MD 20906-1114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage 7505 DEMOCRACY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2010 · Amount on File
Deed Sale	Nov 22, 2010 · Amount on File
Prior Sale	Jul 27, 2009
Deed Document Number	2010181403
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1813 CHAPEL HILL RD, SILVER SPRING, MD 20906-1114
Transaction Type	Mortgage
Record Updated	May 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 CHAPEL HILL RD, SILVER SPRING, MD 20906-1114

Mortgage

Document Number	0668370253
Date	Mar 23, 2023
Book Page	66837/253

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 13, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1813 CHAPEL HILL RD, SILVER SPRING, MD 20906-1114
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	CREEKSIDE TITLE, CREEKSIDE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 CHAPEL HILL RD, SILVER SPRING, MD 20906-1114

Mortgage

Document Number	0638070334
Date	Aug 20, 2021
Book Page	63807/334

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1813 CHAPEL HILL RD, SILVER SPRING, MD 20906-1114
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 CHAPEL HILL RD, SILVER SPRING, MD 20906-1114

Mortgage

Document Number	0630600134
Date	May 24, 2021
Book Page	63060/134

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	165 Months
Due	Feb 1, 2035

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1813 CHAPEL HILL RD, SILVER SPRING, MD 20906-1114
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0596110062
Date	May 20, 2020
Book Page	59611/62

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	177 Months
Due	Feb 1, 2035

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	1813 CHAPEL HILL RD, SILVER SPRING, MD 20906-1114
Document Number	0546000326
Book / Page	054600 / 000326
Instrument Date	Jul 12, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1813 CHAPEL HILL RD SILVER SPRING MD 209061114, SILVER SPRING, MD 20906-1114

Mortgage

Document Number	0546000326
Date	Jul 17, 2017
Book Page	054600/000326

Lender

Name	7505 DEMOCRACY LLC
Address	8900 HEATHERWOOD CT, POTOMAC, MD 20854-4468

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1813 Chapel Hill Rd was $6,792.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$638,700 (+5.8%)	$708,700 (+17.39%) Land $171,800 Building $536,900
2025	$6,792.00	$603,700 Land $171,800 Building $431,900	$603,700 Land $171,800 Building $431,900
2023		$543,033	$603,700 Land $171,800 Building $431,900
2022	$5,373.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1813 Chapel Hill Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	11 (1978–2014)
Claims Outside the SFHA	6 of 11
Most Recent Claim	May 2014 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1813 Chapel Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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