1905 Chapel Hill Rd, Silver Spring, MD 20906 Property Records

Montgomery County property record for 1905 Chapel Hill Rd, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,277 sqft · built 1974
Lot Size	0.368 acres (16,039 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Nov 2021)
Tax Bill	$6,840 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01465558`

Property Details

APN / Parcel Number

Primary APN	`13-01465558`
Alternative APN	`01465558`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,277 sqft Living Area
Gross Area	3,761 sqft
1st Floor Area	1,193 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bi-Level
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,039 sqft (0.368 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	392 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01465558
Street Address	1905 CHAPEL HILL RD
City	SILVER SPRING
State	MD
Zip	20906-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	NORWOOD VILLAGE
Legal Subdivision	NORWOOD VILLAGE
Legal Block	3
Legal Lot Number	10
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1003
Census Tract	703221

Owner

1905 Chapel Hill Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1905 CHAPEL HILL RD, SILVER SPRING, MD 20906-1116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2021 · Amount on File
Deed Sale	Nov 2, 2021 · Amount on File
Prior Sale	May 24, 2012 · Amount on File
Deed Book / Page	64462 / 134
Record Updated	Sep 20, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 2, 2021
Property Address	1905 CHAPEL HILL RD, SILVER SPRING, MD 20906-1116
Document Number	0644620134
Book / Page	64462 / 134
Map Reference	MB 90 PL 9664
Instrument Date	Sep 30, 2021
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	HUTTON PATT TITLE, HUTTON PATT T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1905 CHAPEL HILL RD, SILVER SPRING, MD 20906-1116

Mortgage

Document Number	64462142
Date	Nov 2, 2021
Instrument	64462/142

Lender

Name	REDFIN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1905 Chapel Hill Rd was $6,840.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$683,167 (+6.05%)	$761,100 (+18.15%) Land $172,800 Building $588,300
2025	$6,840.00	$644,200 Land $172,800 Building $471,400	$644,200 Land $172,800 Building $471,400
2023		$519,200	$644,200 Land $172,800 Building $471,400
2022	$4,755.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1905 Chapel Hill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	11 (1978–2014)
Claims Outside the SFHA	6 of 11
Most Recent Claim	May 2014 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1905 Chapel Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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