1920 Chapel Hill Rd, Silver Spring, MD 20906 Property Records

Montgomery County property record for 1920 Chapel Hill Rd, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,534 sqft · built 1975
Lot Size	0.752 acres (32,750 sqft)
Owner	2 Individual Names on File
Last Sale	$631,000 (May 2021)
Tax Bill	$7,591 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01465720`

Property Details

APN / Parcel Number

Primary APN	`13-01465720`
Alternative APN	`01465720`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,534 sqft Living Area
Gross Area	2,974 sqft
1st Floor Area	1,577 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Multi-Level
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	32,750 sqft (0.752 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	176 sqft
Deck Area	733 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01465720
Street Address	1920 CHAPEL HILL RD
City	SILVER SPRING
State	MD
Zip	20906-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	NORWOOD VILLAGE
Legal Subdivision	NORWOOD VILLAGE
Legal Block	3
Legal Lot Number	21
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1003
Census Tract	703221

Owner

1920 Chapel Hill Rd is owned and occupied by two individuals who bought it in May 2021.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1920 CHAPEL HILL RD, SILVER SPRING, MD 20906-1117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jan 18, 2017	Deed, Transfer · Conventional Mortgage NEW YORK COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2021 · Amount on File
Deed Sale	May 6, 2021 · Amount on File
Prior Sale	Jan 18, 2017 · Amount on File
Deed Book / Page	62898 / 418
Record Updated	Sep 20, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 6, 2021
Property Address	1920 CHAPEL HILL RD, SILVER SPRING, MD 20906-1117
Document Number	0628980418
Book / Page	62898 / 418
Map Reference	MB 90 PL 9665
Instrument Date	Apr 14, 2021
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	PARAGON TITLE INSURANCE COMPANY, PARAGON TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,887.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1920 CHAPEL HILL RD, SILVER SPRING, MD 20906-1117

Mortgage

Document Number	62898428
Date	May 6, 2021
Instrument	62898/428

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jan 18, 2017
Property Address	1920 CHAPEL HILL RD, SILVER SPRING, MD 20906-1117
Document Number	0535800343
Book / Page	53580 / 343
Map Reference	MB90 PL9665
Instrument Date	Dec 28, 2016
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FEDERAL TITLE & ESQ CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1920 CHAPEL HILL RD, SILVER SPRING, MD 20906-1117

Mortgage

Document Number	0053580349
Date	Jan 18, 2017
Instrument	53580/349

Lender

Name	NEW YORK COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1920 Chapel Hill Rd was $7,591.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$686,667 (+2.02%)	$713,800 (+6.05%) Land $191,700 Building $522,100
2025	$7,591.00	$673,100 Land $191,700 Building $481,400	$673,100 Land $191,700 Building $481,400
2023		$562,967	$673,100 Land $191,700 Building $481,400
2022	$5,320.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1920 Chapel Hill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	11 (1978–2014)
Claims Outside the SFHA	6 of 11
Most Recent Claim	May 2014 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1920 Chapel Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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