St. Joseph County property record for 19085 Hoshel Rd, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,670 sqft · built 1936 |
| Lot Size | 52.9 acres (2,304,324 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,174 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Feb 2023 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 009-034-006-00 |
| Primary APN | 009-034-006-00 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,670 sqft Building Perimeter |
| 1st Floor Area | 1,045 sqft |
| Basement Area | 625 sqft |
| Unfinished Basement | 625 sqft |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1936 |
| Lot Area | 2,304,324 sqft (52.9 acres) |
| Lot Dimensions | 300 ft deep x 300 ft wide |
| Garage Area | 3,160 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 19085 HOSHEL RD |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-9316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NW 1/4 NW 1/4 SEC 34 T6S R11W. EXC E 181.5 FT OF N 264 FT. ALSO COM N 1/4 COR TH S 89D 58M 09S W 777.79 FT TO POB TH S 00D 22 |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 34 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 41200 |
Source: St. Joseph County records, as of July 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 19085 HOSHEL RD, THREE RIVERS, MI 49093-9316 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTURY BANK & TRUST |
| Feb 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage INTERRA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2000 |
| Deed Sale | Aug 21, 2000 |
| Deed Book / Page | 948 / 942 |
| Last Transfer Date | Jun 24, 2024 |
| Transfer Doc | 2024004791 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 19085 HOSHEL RD, THREE RIVERS, MI 49093-9316 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 19085 HOSHEL RD, THREE RIVERS, MI 49093-9316 |
| Investor | Possibly a Property Investor |
| Document Number | 2020002211 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 2020002211 |
| Name | CENTURY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | THREE RIVERS, MI 49093 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 1, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 19085 HOSHEL RD, THREE RIVERS, MI 49093-9316 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 19085 HOSHEL RD, THREE RIVERS, MI 49093-9316 |
| Investor | Possibly a Property Investor |
| Document Number | 2023001285 |
|---|---|
| Date | Feb 27, 2023 |
| Instrument | 2023001285 |
| Name | INTERRA CU |
|---|---|
| Type | Credit Union |
| Address | GOSHEN, IN 46527 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | 12-Month MTA |
| Margin | 3 |
| Max Rate | 11.7% |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Lockport Township |
| Unified School District | Centreville Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $307,300 (+2.54%) Land $160,400 Building $146,900 | $614,600 (+2.54%) Land $320,800 Building $293,800 | |
| 2025 | $4,174.00 Homeowner's exemption | $299,700 Land $169,800 Building $129,900 | $599,400 Land $339,600 Building $259,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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