18441 Hoshel Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 18441 Hoshel Rd, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,144 sqft · built 1985
Lot Size	1.54 acres (67,082 sqft)
Owner	Individual Name on File
Last Sale	$72,000 (Jan 2017)
Tax Bill	$1,148 (2025)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-033-005-20`

Property Details

APN / Parcel Number

Primary APN	`009-033-005-20`

Interior

Full Baths	1 Bath
Building Area	1,144 sqft Building Perimeter
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	67,082 sqft (1.54 acres)
Lot Dimensions	405 ft deep x 166 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	18441 HOSHEL RD
City	THREE RIVERS
State	MI
Zip	49093-9317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM N 1/4 COR SEC 33 T6S R11W TH W 214.5 FT TO POB TH W 159.75 FT TH S 407 FT TH E 159.75 FT TH N 407 FT TO POB. 1.49 A M/L
Legal Range	11W
Legal Township	06S
Legal Section	33
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2023
Census Tract	41200

Owner

18441 Hoshel Rd is owned and occupied by an individual who bought it in January 2017.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record	Individual Name on File
Mailing Address	18441 HOSHEL RD, THREE RIVERS, MI 49093-9317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2017 · Amount on File
Deed Sale	Jan 13, 2017 · Amount on File
Prior Sale	Aug 1, 2008 · Amount on File
Deed Book / Page	1854 / 849
Prior Transfer Date	Apr 15, 1997
Prior Transfer Doc	0794000173
Record Updated	Oct 29, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Jan 13, 2017
Property Address	18441 HOSHEL RD, THREE RIVERS, MI 49093-9317
Document Number	1854/0849
Book / Page	1854 / 0849
Instrument Date	Jan 11, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE OFF

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$619.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	516 MORTIMER ST, 516, STURGIS, MI 49091-2230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18441 HOSHEL RD, THREE RIVERS, MI 49093-9317

Mortgage

Document Number	18540851
Date	Jan 13, 2017
Instrument	1854/0851

Lender

Name	CENTURY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2020
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.37%
Index	1-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

The 2025 property tax bill for 18441 Hoshel Rd was $1,148 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Centreville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,500 Land $12,600 Building $60,900	$147,000 Land $25,200 Building $121,800
2025	$1,148.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18441 Hoshel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 18441 Hoshel Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20