St. Joseph County property record for 18445 Hoshel Rd, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,448 sqft · built 1974 |
| Lot Size | 1.91 acres (83,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Apr 2020) |
| Tax Bill | $2,880 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage Jun 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-033-005-01 |
| Primary APN | 009-033-005-01 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,448 sqft Building Perimeter |
| 1st Floor Area | 1,448 sqft |
| Basement Area | 1,448 sqft |
| Unfinished Basement | 1,448 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 83,200 sqft (1.91 acres) |
| Lot Dimensions | 402 ft deep x 207 ft wide |
| Garage Area | 1,204 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 18445 HOSHEL RD |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-9317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NE COR E 44 A OF W 1/2 SEC 33 T6S R11W LYG N OF PRAIRIE RIVER TH W ALG C/L HOSHEL RD 13 RDS TH S 24 RDS 11 FT TH E 13 RDS |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 33 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 41200 |
18445 Hoshel Rd is owned and occupied by an individual who bought it in April 2020.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18445 HOSHEL RD, THREE RIVERS, MI 49093-9317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2020 | Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Jun 6, 2017 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 9, 2020 · Amount on File |
| Deed Sale | Apr 9, 2020 · Amount on File |
| Prior Sale | Mar 1, 1996 |
| Prior Transfer Date | May 12, 2017 |
| Prior Transfer Doc | 01872/0703 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Apr 9, 2020 |
| Property Address | 18445 HOSHEL RD, THREE RIVERS, MI 49093-9317 |
| Document Number | 2020000196 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 2020000196 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 64230 NORTON RD, JONES, MI 49061-9771 |
| Name | Verified Name |
|---|---|
| Address | 24153 PINHOOK RD, MENDON, MI 49072-9733 |
| Document Number | 2020000197 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | 2020000197 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jun 6, 2017 |
| Property Address | 18445 HOSHEL RD, THREE RIVERS, MI 49093-9317 |
| Document Number | 01872/0703 |
| Book / Page | 1872 / 0703 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1264 W CHICAGO RD, BRONSON, MI 49028-9739 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 18445 Hoshel Rd was $2,880 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Lockport Township |
| Unified School District | Centreville Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,100 (+5.65%) Land $14,900 Building $112,200 | $254,200 (+5.65%) Land $29,800 Building $224,400 | |
| 2025 | $2,880.00 Homeowner's exemption | $120,300 Land $14,400 Building $105,900 | $240,600 Land $28,800 Building $211,800 |
| 2023 | $92,000 Land $10,000 Building $82,000 | $184,000 Land $20,000 Building $164,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 18445 Hoshel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 18445 Hoshel Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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