St. Joseph County property record for 19034 Hoshel Rd, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,490 sqft |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,863 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 009-027-004-20 |
| Primary APN | 009-027-004-20 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,490 sqft Building Perimeter |
| 1st Floor Area | 1,106 sqft |
| Basement Area | 692 sqft |
| Unfinished Basement | 692 sqft |
| Lot Area | 74,052 sqft (1.7 acres) |
|---|---|
| Lot Dimensions | 354 ft deep x 209 ft wide |
| Garage Area | 484 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 19034 HOSHEL RD |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-9316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM SW COR SEC 27 T6S R11W TH N 209 FT TH E 342.50 FT TH S 03D 10M 30S E 209.36 FT TH W 354.40 FT TO POB |
| Legal Range | 11W |
| Legal Township | 06S |
| Legal Section | 27 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | LOCKPORT |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 41200 |
19034 Hoshel Rd is owned and occupied by two individuals.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19034 HOSHEL RD, THREE RIVERS, MI 49093-9316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Sep 26, 2017 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Book / Page | 582 / 832 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 19034 HOSHEL RD, THREE RIVERS, MI 49093-9316 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2021 |
| Name | Verified Name |
|---|---|
| Address | 19034 HOSHEL RD, THREE RIVERS, MI 49093-9316 |
| Document Number | 2021007278 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 2021007278 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 8, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 19034 HOSHEL RD, THREE RIVERS, MI 49093-9316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1886/0844 |
|---|---|
| Date | Sep 26, 2017 |
| Book Page | 1886/0844 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | THREE RIVERS, MI 49093 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Aug 27, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 19034 Hoshel Rd was $1,863 with a homeowner's exemption.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Lockport Township |
| Unified School District | Centreville Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,000 Land $14,300 Building $122,700 | $274,000 Land $28,600 Building $245,400 | |
| 2025 | $1,863.00 Homeowner's exemption |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19034 Hoshel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 19034 Hoshel Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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