San Diego County property record for 1897 Arroyo Ave, Oceanside, CA 92056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,306 sqft · built 2018 |
| Lot Size | 0.183 acres (7,982 sqft) |
| Owner | Company Name on Record |
| Last Sale | $730,000 (Apr 2019) |
| Tax Bill | $9,250 (2025) |
| Deeds & Mortgages | May 2022 Transfer May 2022 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 162-400-26-00 |
| Primary APN | 162-400-26-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,306 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 7,982 sqft (0.183 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1897 ARROYO AVE |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92056-2911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 66 TR 008401 |
| Legal Subdivision | OCEANSIDE CANYON |
| Legal Tract | 008401 |
| Legal Block | 2 |
| Legal Lot Number | 66 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 19304 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3209 RISING SUN RDG, WICKENBURG, AZ 85390-2738 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 19, 2022 | Intrafamily Transfer, Transfer |
| May 19, 2022 | Intrafamily Transfer, Transfer |
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Apr 25, 2019 | Grant Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC |
| Feb 12, 2018 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY |
| Feb 12, 2018 | Grant Deed, Transfer · ARM US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2019 · Amount on Record |
| Deed Sale | Apr 25, 2019 · Amount on Record |
| Prior Sale | Feb 24, 2015 · Amount on Record |
| Deed Document Number | 2019152860 |
| Prior Transfer Date | Mar 4, 1994 |
| Prior Transfer Doc | 0000154069 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 19, 2022 |
| Property Address | 1897 ARROYO AVE, OCEANSIDE, CA 92056-2911 |
| Document Number | 0000215764 |
| Map Reference | MAP 8401 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 2022-0215764 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1897 ARROYO AVE, OCEANSIDE, CA 92056-2911 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 19, 2022 |
| Property Address | 1897 ARROYO AVE, OCEANSIDE, CA 92056-2911 |
| Document Number | 0000215766 |
| Map Reference | MAP 8401 |
| Instrument Date | Mar 24, 2022 |
| Instrument | 2022-0215766 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1897 ARROYO AVE, OCEANSIDE, CA 92056-2911 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1897 ARROYO AVE, OCEANSIDE, CA 92056-2911 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1897 ARROYO AVE, OCEANSIDE, CA 92056-2911 |
| Document Number | 0000824666 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 2020-0824666 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 25, 2019 |
| Property Address | 1897 ARROYO AVE, OCEANSIDE, CA 92056-2911 |
| Document Number | 0000152860 |
| Map Reference | MAP 8401 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 2019-0152860 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | NETCO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1897 ARROYO AVE, OCEANSIDE, CA 92056-2911 |
| Document Number | 0000152861 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 2019-0152861 |
| Name | MANN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 12, 2018 |
| Property Address | 1897 ARROYO AVE, OCEANSIDE, CA 92056-2911 |
| Document Number | 0000055548 |
| Instrument Date | Jan 23, 2018 |
| Instrument | 55548 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 5707 RANCHO DEL CABALLO BONSALL CA 920033519, BONSALL, CA 92003-3519 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 12, 2018 |
| Property Address | 1897 ARROYO AVE, OCEANSIDE, CA 92056-2911 |
| Document Number | 0000055549 |
| Map Reference | MAP 8401 |
| Instrument Date | Jan 11, 2018 |
| Instrument | 2018-0055549 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4436 E BAINBRIDGE CIR, ANAHEIM, CA 92807-2908 |
| Document Number | 0000055550 |
|---|---|
| Date | Feb 12, 2018 |
| Instrument | 2018-0055550 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Mar 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 7.5% |
| Index | 1-Year CMT |
| Max Rate | 11.5% |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $830,609 (+2%) Land $312,243 Building $518,366 | |
| 2025 | $9,250.00 (+8.64%) | $814,323 (+4.04%) Land $306,121 Building $508,202 |
| 2023 | $8,514.00 (+0.25%) | $782,704 Land $294,235 Building $488,469 |
| 2022 | $8,493.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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