Wakulla County property record for 1905 Surf Rd, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,024 sqft · built 1972 |
| Lot Size | 0.382 acres (16,683 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $175,000 (Mar 2005) |
| Tax Bill | $1,308 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 03-6S-02W-036-03814-000 |
| Primary APN | 03-6S-02W-036-03814-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,024 sqft Heated Area |
| Gross Area | 1,180 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,683 sqft (0.382 acres) |
| Lot Dimensions | 172 ft deep x 97 ft wide |
| Porch | Open Porch |
| Porch Area | 156 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Convection |
| Street Address | 1905 SURF RD |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER BEND SUBD BLOCK C LOT 25 & W 23' OF LT23 OR 34 P 889 & OR 75 P 602, 604 OR 82 P 18 OR 93 P 656 OR 271 P 720 OR 542 P 87 |
| Legal Range | 02W |
| Legal Township | 06S |
| Legal Section | 03 |
| Legal Subdivision | RIVER BEND SUBD |
| Legal Block | C |
| Legal Lot Number | 25 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 10102 |
Source: Wakulla County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 7015 OLD SAINT AUGUSTINE RD, TALLAHASSEE, FL 32311-8536 |
| Last Sale | Mar 1, 2005 · Amount on Record |
|---|---|
| Deed Sale | Mar 1, 2005 · Amount on Record |
| Prior Sale | Mar 1, 2005 |
| Deed Document Number | 221672 |
| Deed Book / Page | 0581 / 0295 |
| Record Updated | Jun 8, 2026 |
Source: Wakulla County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,308.00 (+9.55%) | $63,442 (+13.54%) Land $14,000 Building $49,442 | $63,442 (+13.54%) Land $14,000 Building $49,442 |
| 2024 | $1,194.00 (-8.85%) | $55,876 (-13.16%) Land $14,000 Building $41,876 | $55,876 (-13.16%) Land $14,000 Building $41,876 |
| 2023 | $1,310.00 (+8.99%) | $64,344 (+3.54%) Land $12,000 Building $52,344 | $64,344 (+3.54%) Land $12,000 Building $52,344 |
| 2022 | $1,202.00 | $62,142 Land $12,000 Building $50,142 | $62,142 Land $12,000 Building $50,142 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 73 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 units insured incl. 28 condo units |
| Nearby Flood Claims | 15 (2005–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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