2038 Surf Rd, Panacea, FL 32346 Property Records

Wakulla County property record for 2038 Surf Rd, Panacea, FL 32346

Property Summary

Property TypeResidential Vacant Land
Details2 bd · 1 ba · 504 sqft · built 1967
Lot Size0.171 acres (7,492 sqft)
OwnerCompany Name on Record
Tax Bill$200 (2025)
Flood ZoneZone VE (high risk)
APN03-6S-02W-035-03784-005

Property Details

APN / Parcel Number

Primary APN03-6S-02W-035-03784-005

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area504 sqft

Exterior

Year BuiltBuilt 1967
Exterior MaterialAluminum Siding
Lot Area7,492 sqft (0.171 acres)
Lot Dimensions150 ft deep x 50 ft wide

Exterior Amenities

PorchPorch
Porch Area286 sqft
Deck Area136 sqft
Patio Area130 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemHVAC

Location & Zoning

Street Address2038 SURF RD
CityPANACEA
StateFL
Zip32346-2564
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionSURF BLK O LOTS 5-6 OR 49 P 557 OR 187 P 612 OR 208 P 571 & OR 232 P 525 OR 250 P 894 & OR 252 P 859 OR 444 P 746 OR 483 P 72
Legal Range02W
Legal Township06S
Legal Section03
Legal SubdivisionTOWN/SURF
Legal BlockO
Legal Lot Number5,6 6
JurisdictionWAKULLA FL
Township / Civil DivisionWEST WAKULLA
Census Block Group2
Census Block2069
Census Tract10102

Owner

Source: Wakulla County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 159, PANACEA, FL 32346-0159
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Prior SaleApr 17, 2003 · Amount on Record
Last Transfer DateOct 15, 2024
Transfer Doc0000434614
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Wakulla County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWakulla County
Unified School DistrictWakulla County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$200.00 (+5.26%)$14,909 (-0.41%) Land $12,750 Building $2,159$14,909 (-0.41%) Land $12,750 Building $2,159
2024$190.00 (-72.42%)$14,970 (-22.15%) Land $12,750 Building $2,220$14,970 (-22.15%) Land $12,750 Building $2,220
2023$689.00 (+21.73%)$19,230 (+25.98%) Land $11,250 Building $7,980$19,230 (+25.98%) Land $11,250 Building $7,980
2022$566.00$15,264 Land $11,250 Building $4,014$15,264 Land $11,250 Building $4,014

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation19.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 73 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies101 units insured
incl. 28 condo units
Nearby Flood Claims15 (2005–2018)
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 11 claims
  • Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 63% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANACEA AREA WATER SYSTEM
serves 3,020 people · EPA ID FL1650514
Water SourceGroundwater
Last State InspectionMay 2025
Lead6 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Surf Rd

Nearby Streets

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