1735 Surf Rd, Panacea, FL 32346 Property Records

Wakulla County property record for 1735 Surf Rd, Panacea, FL 32346

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,248 sqft · built 1955
Lot Size	4.06 acres (176,854 sqft)
Owner	2 Individual Names on Record
Last Sale	$398,000 (Jul 2022)
Tax Bill	$3,345 (2025)
Deeds & Mortgages	Jul 2022 Transfer Aug 2021 Sale
Flood Zone	Zone VE (high risk)
APN	`04-6S-02W-000-03855-001`

Property Details

APN / Parcel Number

Primary APN	`04-6S-02W-000-03855-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,248 sqft Living Area
Gross Area	3,243 sqft
1st Floor Area	1,754 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	176,854 sqft (4.06 acres)
Lot Width	124 ft Width
View / Lot	River
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Porch	Finished/Open Porch
Porch Area	586 sqft
Deck Area	389 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1735 SURF RD
City	PANACEA
State	FL
Zip	32346-2569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-6S-2W P-1-1-M-43 A PARCEL IN THE NE CORNER OF THE NE 1/4 OF SECT 4 OR 355 P 556 OR 343 P 140-142 OR 356 P 602 OR 355 P 555 DC OR 1132 P 593 OR 1217 P 641 BNDRY ADJMT 1225 P 107 OR 1273 P 309
Legal Range	02W
Legal Township	06S
Legal Section	04
Jurisdiction	WAKULLA FL
Township / Civil Division	WEST WAKULLA
Census Block Group	2
Census Block	2053
Census Tract	10102

Owner

Source: Wakulla County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1735 SURF RD, PANACEA, FL 32346-2569
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Correction Deed HAYWARD TITLE GROUP
Aug 20, 2021	Warranty Deed, Transfer HAYWARD TITLE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Prior Sale	Aug 20, 2021 · Amount on Record
Deed Document Number	2022407178
Deed Book / Page	1273 / 309
Prior Transfer Date	Jul 11, 2022
Prior Transfer Doc	0000407178
Record Updated	Sep 20, 2026

July 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	WAKULLA FL
Recording Date	Jul 12, 2022
Property Address	1735 SURF RD, PANACEA, FL 32346-2569
Document Number	0000407178
Book / Page	1273 / 309
Instrument Date	Jul 11, 2022
Instrument	407178
Record Updated	Feb 14, 2023
Title Company	HAYWARD TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2905 E 7375 S, COTTONWD HTS, UT 84121-4238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1735 SURF RD, PANACEA, FL 32346-2569

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKULLA FL
Recording Date	Aug 20, 2021
Property Address	1735 SURF RD, PANACEA, FL 32346-2569
Document Number	0000395561
Book / Page	1225 / 107
Instrument Date	Aug 9, 2021
Instrument	395561
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	HAYWARD TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$2,786.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1743 SURF RD, PANACEA, FL 32346-2569

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	177 SAND PINE TRL, CRAWFORDVILLE, FL 32327-1254

Tax Assessment & Valuation

Source: Wakulla County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Wakulla County
Unified School District	Wakulla County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,345.00 (+4.01%) Homeowner's exemption	$255,180 (+2.9%)	$255,324 (+2.96%) Land $81,200 Building $174,124
2024	$3,216.00 (-26.89%) Homeowner's exemption	$247,988 (-26.13%) Land $81,200 Building $166,788	$247,988 (-26.13%) Land $81,200 Building $166,788
2023	$4,399.00 (-6.04%) Homeowner's exemption	$335,701 (+6.89%) Land $81,200 Building $254,501	$335,701 (+6.89%) Land $81,200 Building $254,501
2022	$4,682.00	$314,048 Land $81,200 Building $232,848	$314,048 Land $81,200 Building $232,848

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	19.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 73 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	101 units insured incl. 28 condo units
Nearby Flood Claims	15 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 11 claims Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Surf Rd

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