1743 Surf Rd, Panacea, FL 32346 Property Records

Wakulla County property record for 1743 Surf Rd, Panacea, FL 32346

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,368 sqft · built 1978
Lot Size	2.77 acres (120,661 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Jul 2022)
Tax Bill	$3,278 (2025)
Deeds & Mortgages	Jul 2022 Sale Sep 2021 Sale + 1 more
Flood Zone	Zone VE (high risk)
APN	`04-6S-02W-000-03855-000`

Property Details

APN / Parcel Number

Primary APN	`04-6S-02W-000-03855-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,368 sqft Living Area
Gross Area	3,168 sqft
1st Floor Area	2,368 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	120,661 sqft (2.77 acres)
View / Lot	River
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	180 sqft
Porch	Finished Screened Porch
Porch Area	184 sqft
Deck Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1743 SURF RD
City	OCHLOCKONEE BAY
State	FL
Zip	32346-2569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4-6S-2W P-1-M-43 PRCL IN NE 1/4 SEC 4-6S-2W DB 60 P 547 OR 148 P. 718 OR 342 P 731 OR 382 P 599- OR 385 P 333 DC OR 1132/593 OR 1217 P 641 BNDRY ADJMT OR 1229 P 341 OR 1273 P 313
Legal Range	02W
Legal Township	06S
Legal Section	04
Jurisdiction	WAKULLA FL
Township / Civil Division	WEST WAKULLA
Census Block Group	2
Census Block	2053
Census Tract	10102

Owner

1743 Surf Rd is owned and occupied by an individual who bought it in July 2022.

Source: Wakulla County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1743 SURF RD, PANACEA, FL 32346-2569
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Correction Deed HAYWARD TITLE GROUP
Sep 21, 2021	Warranty Deed, Transfer HAYWARD TITLE GROUP
Nov 6, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2022 · Amount on File
Deed Sale	Jul 12, 2022 · Amount on File
Prior Sale	Sep 21, 2021 · Amount on File
Deed Document Number	2022407179
Deed Book / Page	1273 / 313
Prior Transfer Date	Jul 11, 2022
Prior Transfer Doc	0000407179
Record Updated	Sep 20, 2026

July 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	WAKULLA FL
Recording Date	Jul 12, 2022
Property Address	1743 SURF RD, PANACEA, FL 32346-2569
Document Number	0000407179
Book / Page	1273 / 313
Instrument Date	Jul 11, 2022
Instrument	407179
Record Updated	Jan 23, 2024
Title Company	HAYWARD TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2905 E 7375 S, COTTONWOOD HEIGHTS, UT 84121-4238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1743 SURF RD, OCHLOCKONEE BAY, FL 32346-2569

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKULLA FL
Recording Date	Sep 21, 2021
Property Address	1743 SURF RD, PANACEA, FL 32346-2569
Document Number	0000396605
Book / Page	1229 / 341
Instrument Date	Sep 16, 2021
Instrument	396605
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	HAYWARD TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$3,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 652, PANACEA, FL 32346-0652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1743 SURF RD, OCHLOCKONEE BAY, FL 32346-2569

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKULLA FL
Recording Date	Nov 6, 2020
Property Address	1743 SURF RD, OCHLOCKONEE BAY, FL 32346-2569
Document Number	0000384916
Book / Page	001177 / 000694
Instrument Date	Nov 3, 2020
Instrument	384916
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 PALM OAK DR APOPKA FL 327122814, APOPKA, FL 32712-2814

Tax Assessment & Valuation

The 2025 property tax bill for 1743 Surf Rd was $3,278 with a homeowner's exemption, up 4% from the year before.

Source: Wakulla County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Wakulla County
Unified School District	Wakulla County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,278.00 (+4.03%) Homeowner's exemption	$250,167 (+2.9%)	$269,158 (+10.71%) Land $55,400 Building $213,758
2024	$3,151.00 (-29.54%) Homeowner's exemption	$243,117 (-28.74%) Land $55,400 Building $187,717	$243,117 (-28.74%) Land $55,400 Building $187,717
2023	$4,472.00 (-13.63%) Homeowner's exemption	$341,173 (-2.52%) Land $55,400 Building $285,773	$341,173 (-2.52%) Land $55,400 Building $285,773
2022	$5,178.00	$350,005 Land $55,400 Building $294,605	$350,005 Land $55,400 Building $294,605

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1743 Surf Rd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	19.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 73 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	101 units insured incl. 28 condo units
Nearby Flood Claims	15 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 11 claims Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1743 Surf Rd is high, ranking above 82% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Surf Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures