1903 Philo Rd, Urbana, IL 61802 Property Records

Champaign County property record for 1903 Philo Rd, Urbana, IL 61802

Property Summary

Property Type	Commercial
Lot Size	0.441 acres (19,214 sqft)
Owner	Company Name on Record
Last Sale	$160,000 (May 2011)
Tax Bill	$26,387 (2024)
Deeds & Mortgages	Mar 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`93-21-21-176-014`

Property Details

APN / Parcel Number

Primary APN	`93-21-21-176-014`

Exterior

Lot Area	19,214 sqft (0.441 acres)

Location & Zoning

Street Address	1903 PHILO RD
City	URBANA
State	IL
Zip	61802
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 501 ENNIS RIDGE 6TH SUB AND OTHER LAND
Legal Range	09E
Legal Township	19N
Legal Section	21
Legal Subdivision	ENNIS RIDGE 6TH SUB
Legal Lot Number	501
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	2
Census Block	2000
Census Tract	5701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9701 WARNER RD, MANITO, IL 61546-8101
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2011 · Amount on Record
Deed Sale	May 2, 2011 · Amount on Record
Prior Sale	Oct 5, 2006 · Amount on Record
Deed Document Number	20118750
Last Transfer Date	Jul 5, 2011
Transfer Doc	0000013298
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Mar 2, 2022
Property Address	1903 PHILO RD, URBANA, IL 61802
Document Number	0000003979
Map Reference	MB O PG 12
Instrument Date	Feb 28, 2021
Instrument	2022R03979
Transaction Type	Transfer
Record Updated	Mar 16, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9701 WARNER RD, MANITO, IL 61546-8101

Mortgage

Document Number	0000003980
Date	Mar 2, 2022
Instrument	2022R03980

Lender

Name	THE HAVANA NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Feb 28, 2032

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$270,680 (+5.8%) Land $80,200 Building $190,480	$812,040 (+5.8%) Land $240,600 Building $571,440
2024	$26,387.00 (+6.27%)	$255,840 (+19.03%) Land $75,800 Building $180,040	$767,520 (+19.03%) Land $227,400 Building $540,120
2023	$24,829.00 (+6.72%)
2022	$23,265.00	$214,940 Land $63,680 Building $151,260	$644,820 Land $191,040 Building $453,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Pavlov Media.

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