1813 Philo Rd, Urbana, IL 61802 Property Records

Champaign County property record for 1813 Philo Rd, Urbana, IL 61802

Property Summary

Property Type	Commercial
Lot Size	7.2 acres (314,013 sqft)
Owner	Company Name on Record
Last Sale	$1,865,000 (Jun 2022)
Tax Bill	$34,650 (2024)
Deeds & Mortgages	Jun 2022 Sale & Line of Credit Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`93-21-21-126-040`

Property Details

APN / Parcel Number

Primary APN	`93-21-21-126-040`

Exterior

Lot Area	314,013 sqft (7.2 acres)

Location & Zoning

Street Address	1813 PHILO RD
City	URBANA
State	IL
Zip	61802-6015
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 1 NIEMANN 1ST SUB
Legal Range	09E
Legal Township	19N
Legal Section	21
Legal Subdivision	NIEMANN 1ST SUB
Legal Lot Number	1
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	1
Census Block	1000
Census Tract	5701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1819 S PHILO RD
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Special Warranty Deed, Transfer · Line of Credit THE JEANENE S STEPHENS TRUST
Feb 27, 2019	Warranty Deed, Transfer · Commercial Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2022 · Amount on Record
Deed Sale	Jun 10, 2022 · Amount on Record
Deed Document Number	202210599
Prior Transfer Date	Feb 11, 2019
Prior Transfer Doc	0000002657
Record Updated	Oct 29, 2026

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 10, 2022
Property Address	1813 PHILO RD, URBANA, IL 61802-6015
Document Number	0000010599
Instrument Date	Jun 9, 2022
Instrument	2022R10599
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,865.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1501 N 12TH ST, 1501, QUINCY, IL 62301-1916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1819 PHILO RD STE A, A, URBANA, IL 61802-6057

Mortgage

Document Number	0000010600
Date	Jun 10, 2022
Instrument	2022R10600

Lender

Name	THE JEANENE S STEPHENS TRUST
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jun 9, 2029

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 27, 2019
Property Address	1813 PHILO RD, URBANA, IL 61802-6015
Document Number	0000002657
Instrument Date	Feb 11, 2019
Instrument	2019R02657
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1501 N 12TH ST, QUINCY, IL 62301-1916

Mortgage

Document Number	0000002658
Date	Feb 27, 2019
Instrument	2019R02658

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5.8%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$355,130 (-61.19%) Land $107,540 Building $247,590	$1,065,390 (-61.19%) Land $322,620 Building $742,770
2024	$34,650.00 (-65.02%)
2022	$99,070.00	$915,010 Land $277,070 Building $637,940	$2,745,030 Land $831,210 Building $1,913,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Pavlov Media.

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