Bergen County and Waldwick Borough property record for 190 Summit Ave, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 2,880 sqft · built 1994 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $15,700 (2025) |
| Deeds & Mortgages | Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00054-0000-00021 |
| Primary APN | 64-00054-0000-00021 |
|---|---|
| Alternative APN |
|
| Building Area | 2,880 sqft Living Area |
|---|
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Street Address | 190 SUMMIT AVE |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 75X100 |
| Legal Block | 54 |
| Legal Lot Number | 21 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 SUMMIT AVE, WALDWICK, NJ 07463-2136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 190 SUMMIT AVE, WALDWICK, NJ 07463-2136 |
| Document Number | 0031780889 |
| Instrument Date | Jan 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 190 SUMMIT AVE WALDWICK NJ 074632136, WALDWICK, NJ 07463-2136 |
| Document Number | 0031780889 |
|---|---|
| Date | Feb 13, 2019 |
| Book Page | 003178/000889 |
| Instrument | 10497 |
| Name | ATLANTIC STEWARDSHIP BK |
|---|---|
| Type | Bank |
| Address | MIDLAND PARK, NJ 07432 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $684,100 (-) Land $252,000 Building $432,100 | $684,100 (-) Land $252,000 Building $432,100 | |
| 2025 | $15,700.00 (+3.66%) | $684,100 (+44.29%) Land $252,000 Building $432,100 | $684,100 (+44.29%) Land $252,000 Building $432,100 |
| 2024 | $15,145.00 (+12.17%) | ||
| 2023 | $474,100 Land $204,000 Building $270,100 | $474,100 Land $204,000 Building $270,100 | |
| 2022 | $13,502.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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